PRA loosens loan to income rules

bank of england 3

February 27, 2017

Previously lenders had to ensure no more than 15% of new mortgages were above a loan-to-income ratio of 4.5 every quarter.

Brokers need strategy in place to speed up deals


February 27, 2017

Brokers need to put more processes in place to counter increased due diligence from bridging lenders in the wake of uncertainty following Brexit, Brian Rubins, managing director of Alternative Bridging Corporation, has claimed.


Promoting second charge like turning a super tanker

super tanker

February 27, 2017

Spreading the word about the value of second charge mortgages is akin to turning a super tanker, Enterprise Finance sales director Harry Landy has lamented.

Housebuilder Persimmon records 23% profit surge


February 27, 2017

The UK’s second biggest housebuilder made £774.8m in the year to December 31 2016, up from £629m in 2015 after seeing revenue rise by 8% to £3.1bn.

Tipton and Coseley unveils shared ownership range

shared ownership

February 27, 2017

The maximum loan amount is £250,000 and there are no product fees, while remortgage applications are offered free standard legal fees.

FSE Midlands announced

ricoh arena coventry

February 27, 2017

The event will provide a range of exhibitors including lenders, distributors, networks, insurance providers and technology companies.

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Financial services football tournament returns on 21 September

football goal net

February 27, 2017

As many as 30 teams will compete, with the money raised once again going to children’s charity WellChild. The winners and runners up will also receive a cash prize to be donated to the charity of their choice.

Mark Whitear joins Kensington and New Street from Fleet


February 27, 2017

Whitear said that he was delighted to be joining Northiew, the parent brand of Kensington and New Street, at a time when it was looking to bolster its buy-to-let offering.

Paul Brett joins Landbay

Paul Brett

February 27, 2017

Brett will be responsible for expanding the reach of Landbay’s products and strengthening relationships with key third parties.

Bluestone Mortgages hires David Torpey as MD

david torpey2

February 27, 2017

Torpey will replace the departing Matt Andrews, who has been MD of Bluestone’s mortgage business for two and a half years.

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john phillips

John Phillips

Adviser recruitment: be better today than yesterday and better tomorrow than today

It will certainly be interesting to see how the employment market shapes up throughout the rest of the year.

Mortgage Introducer

A mixed bag in the Scottish business rates Revaluation

Few events exercise the emotions of the commercial community in Scotland more than the periodic revaluations undertaken to determine the level of business rates, and this year is no exception.

Tony Ward large

Tony Ward

Time to raise our gaze

So many uncertainties...

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bob hunt

Bob Hunt

GI really should be a new chapter for your business

The referral option should not be viewed as a ‘poor relation’ to providing the advice yourself.

Steve Bryan

The issues facing first-time buyers

There no is a better time than any for advisers to help close the ‘protection gap’ and discuss protection with this new generation of homeowners.

Tony Ward large

Tony Ward

Why the principles of Dodd-Frank should not be neglected

A relaxation of capital requirements, to my mind, would not be a good thing. Simplification must not come at the price of security.

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