More proc fees for landlord portfolio work on the way

June 28, 2017

Buy-to-let lending figures do not necessarily take into account the value of product transfer business which increasingly lenders are paying for.

Advisers need more protection discussions

June 28, 2017

Only 50% of clients with a mortgage have any form of cover and the average UK family only has savings to cover them for two months.


Panel arrangements and free legals could be covered as part of mortgage competition review

June 28, 2017

One area which was likely to change the way advisers had to work.

‘Devil will be in the detail’ on tightening affordability rules

June 28, 2017

John Coffield of Paradigm Mortgage Services said that he did not believe the changes were as a result of issues in the mortgage industry.

Proc fee levels need to reflect the work involved

June 28, 2017

The panel also looked at the potential threat to advisers from digital propositions or self-styled ‘robo-advice’ offerings.

Brokers must say they provide equity release

June 28, 2017

Advisers to start spreading the message about their ability to offer equity release, even if just referring cases on to a specialist.

Show more…

Record numbers using the equity in their homes

June 28, 2017

The number of people releasing equity from their homes is up almost three quarters (72%) so far this year compared to 2016.

Sarah Hartwell takes on London for The Mortgage Lender

June 28, 2017

Paula Priest, head of sales at The Mortgage Lender said: “It’s a delight to have Sarah on the team."

June house prices surprisingly rebound

June 28, 2017

This growth brings annual inflation to 3.1%, up from 2.1% in the year to May, and comes after monthly prices dropped by -0.2% the month before.

Affordability data being used to improve customer experience

June 28, 2017

The findings form part of Callcredit's 'New Affordability' report.

Show more…


Tony Ward

The Great Rate Debate

It’s all kicking off at the Bank of England.

James Watson

Transparent or negligent?

If advisers take advantage of the opportunity presented by renewal times to have quality conversations around policies with their clients, both parties will benefit and transparency can be celebrated.

Alex Broadfoot

Why we support the lettings fee ban

I’ve been calling for a ban on letting fees for a long time now, much to the surprise and disbelief of the wider agent community.

Show more…

Steve Harness

Responding to negative coverage of seconds

That level playing-field I talked about earlier was certainly not there within this article.

Mortgage Introducer

Going for growth

Robert Owen (pictured) is managing director of mortgages and bridging at United Trust Bank (UTB) At UTB, things don’t stand still for very long. In 2015,…

Tony Ward

Interest Rate Surprises

This is all too much too soon. Back in May, I wrote that it would be foolhardy to raise rates. My view hasn’t changed against the backdrop of a volatile economy, uncertainty around Brexit negotiations and a hung parliament.

Show more…