UK Credit card interest rates best buy tables

Whether you are on the lookout for a new card or just want to transfer the balance from an old one, you will find the most competitive rates and benefits here.

Balance Transfer


Card
Rate
Duration
Typical APR
BT Fee
Apply
Virgin Credit Card
0%
16 mths
16.6%
2.98%
NatWest Platinum
0%
15 mths
16.9%
2.9%
Barclaycard Platinum
0%
Until 01/08/2010
12.4%
2.5%
Barclaycard Goldfish
0%
Until 01/08/2010
14.9%
2.5%
MBNA Platinum
0%
13 mths
15.9%
2.9%
MBNA Platinum Rewards Card
0%
13 mths
15.9%
2.9%
Halifax All In One
0%
9 mths
15.9%
3.0%

Purchase


Card
Rate
Duration
Typical APR
Apply
BT Exclusive
0%
9 mths
15.9%
Halifax All In One
0%
9 mths
15.9%
Bank of Scotland All In One
0%
9 mths
15.9%
Barclaycard Platinum
0%
3 mths
12.4%
MBNA Platinum
0%
3 mths
15.9%
MBNA Platinum Rewards Card
0%
3 mths
15.9%
Virgin Credit Card
0%
3 mths
16.6%
NatWest Platinum
0%
3 mths
16.9%
Barclaycard Simplicity
6.8%
6.8%

Balance Transfer & Purchases


Card
BT Duration
Intro Duration
Typical APR
Apply
Virgin Credit Card
16 mths
3 mths
16.6%
Halifax All In One
9 mths
9 mths
15.9%
NatWest Platinum
15 mths
3 mths
16.9%
Barclaycard Platinum
Until 01/08/2010
3 mths
12.4%
MBNA Platinum
13 mths
3 mths
15.9%
MBNA Platinum Rewards Card
13 mths
3 mths
15.9%

Low Credit Score


Card
Typical APR
Interest Free Period
Apply
Capital One Classic
34.9%
56
The Vanquis Visa Card
39.9%
56

Cashback


Card
Cashback Notes
Apply
American Express Platinum Cashback
5% cashback for 3 months

Low Standard Rate


Card
Typical APR
Interest Free Period
Apply
Barclaycard Simplicity
6.8%
56
MBNA Low Rate Exclusive
7.9%
50
Barclaycard Platinum
12.4%
56

Rewards


Cards
Reward Notes
Typical APR
Apply
bmi American Express Credit Card from MBNA
Receive 1.5 destination miles for every £1 spent.
15.9%
NatWest Black
1.25 YourPoints for every £1 of qualifying spend
51.8%
RBS Black
Receive access to select opportunities
51.8%

Test Everyday Money


Card
Typical APR
Apply
cashplus Gold Flexi
cashplus Gold Premier
Tuxedo Pay As You Go
Virgin PrePaid - Monthly
cashplus Gold Active
360money Optimum Pay Monthly
Tuxedo Pay Monthly

Test Currency Euro


Card
Typical APR
Apply
FairFX Euro Currency Card Special
Caxton Euro Card
ICE Travellers Cashcard Euro

Test Currency US Dollar


Card
Typical APR
Apply
FairFX Dollar Currency Card Special
ICE Travellers Cashcard US Dollar
Caxton Dollar Card

Test Currency Sterling


Card
Typical APR
Apply
Caxton Global Traveller Card