UK Credit card interest rates best buy tables

Whether you are on the lookout for a new card or just want to transfer the balance from an old one, you will find the most competitive rates and benefits here.

Balance Transfer


Card
Rate
Duration
BT Fee
Typical APR
Apply
Virgin Credit Card
0%
16 mths
2.98%
16.6%

Purchase


Card
Rate
Duration
Typical APR
Apply
Virgin Credit Card
0%
6 mths
16.6%

Balance Transfer & Purchases


Card
BT Duration
Intro Duration
APR
Apply
Virgin Credit Card
16 mths
6 mths
16.6%

Low Credit Score


Card
Typical APR
Interest Free Period
Apply
Capital One Classic
34.9%
56
Monument
34.9%
56
The Vanquis Visa Card
39.9%
56

Cashback


Card
Cashback Notes
Apply
American Express Platinum Cashback
5% cashback for 3 months