Wednesday 19 June 2013 | RSS Feed

UK Mortgage rates best buy tables

This will give you a good starting point in finding competitive mortgage rates.

Base Rate Trackers


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
Lloyds TSB Remortgage 60-75% 2.09% To Aug 2015 3.99% NA No Overhang 3.9
Tesco Bank Remortgage 1.95% To Aug 2015 4.24% NA No Overhang 4.0
C&G (Direct) Purchase 75 1.89% To Aug 2015 3.99% 60% No Overhang 3.9
NatWest Purchase 2.17% To Oct 2015 4% 60% No Overhang 4.0
HSBC Special 2.28% term 3.94% NA No Redemption 2.4

Buy to Let


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
Hinckley & Rugby BS BTL 3.24% 2 years 5.64% 60% No Redemption 5.6
Principality BS BTL Free Val 2.69% To Jun 2015 4.99% 60% No Overhang 4.8
Virgin Money BTL Trackers 3.39% To Oct 2015 4.79% 60% No Overhang 5.0
Woolwich (Barclays) BTL 3.49% To Oct 2015 3.89% 60% No Overhang 3.8
Leeds BS Buy to Let 3.29% 2 years 5.99% 70% No Overhang 6.1

Discount


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
HSBC Special 1.75% 2 years 3.94% 60% No Overhang 3.8
Holmesdale BS 2.29% 2 years 4.89% 75% No Overhang 4.8
Marsden BS 2.29% To Aug 2015 5.95% 75% No Overhang 5.4
Skipton BS Purchase 2yr 2.18% 2 years 5.49% 60% No Overhang 5.3
Vernon BS 2.2% 2 years 5.1% 60% No Redemption 5.0

Fees Free


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
HSBC Special Fee Free 2.59% To Aug 2015 3.94% 60% No Overhang 3.8
First Direct Repayment BRT Fee Free 2.89% Term 3.69% NA No Redemption 3.6
Virgin Money Everyday Purchase Trackers 2.84% To Oct 2015 4.79% 70% No Overhang 4.6
Halifax Remortgage 0-75% 2.69% To Aug 2015 3.99% NA No Overhang 3.8
HSBC Fee Free 2.99% To Aug 2015 3.94% 70% No Overhang 3.8

First Time Buyer


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
First Direct Repayment Purchase 4.19% 5 years 3.69% 90% No Overhang 4.0
First Direct Repayment BRT 3.99% Term 3.69% NA No Redemption 4.1
Yorkshire BS Branch Only 3.64% To Jun 2015 4.99% 90% No Overhang 5.3
Chelsea BS Branch Only 3.59% To Jul 2015 5.79% 90% No Overhang 5.5
HSBC Special 3.64% To Aug 2015 3.94% 90% No Overhang 4.0

Fixed


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
Chelsea BS 60% LTV 1.69% To Jul 2015 5.79% 60% No Overhang 5.2
Post Office Mortgages Fix 60-75 1.7% To Aug 2015 0% 60% No Overhang 4.2
Chelsea BS 60% LTV 1.99% To Jul 2016 5.79% 60% No Overhang 4.9
Halifax Remortgage 0-75% 2.45% To Aug 2018 3.99% NA No Overhang 3.5
HSBC Special 2.49% To Aug 2018 3.94% 60% No Overhang 3.6

Flexible


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
Yorkshire BS 2.24% To Jun 2015 4.99% 75% No Overhang 4.8
NatWest Purchase 2.17% To Oct 2015 4% 60% No Overhang 4.0
Nationwide BS Purchase Trackers 2.14% 2 years 3.99% 60% No Overhang 3.8
First Direct Repayment BRT 2.28% Term 3.69% NA No Redemption 2.9
C&G (Direct) Purchase 75 1.89% To Aug 2015 3.99% 60% No Overhang 3.9

Offset


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
Chelsea BS Offset 60% LTV 1.89% To Jul 2015 5.79% 60% No Overhang 5.3
Yorkshire BS Offset 1.94% To Jun 2015 4.99% 60% No Overhang 4.6
Norwich & Peterborough BS Tracker 2.54% 2 years 4.99% 75% No Overhang 4.8
First Direct Offset 2.69% 3 years 3.69% 65% No Overhang 3.7
Beverley BS Offset 2.39% 2 years 4.75% 75% No Overhang 4.5

Remortgage


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
Lloyds TSB Remortgage 60-75% 2.09% To Aug 2015 3.99% NA No Overhang 3.9
C&G (Direct) Remortgage 60-75 1.89% To Aug 2015 3.99% NA No Overhang 3.9
Chelsea BS 60% LTV 1.69% To Jul 2015 5.79% 60% No Overhang 5.2
Halifax Remortgage 0-75% 2.45% To Aug 2018 3.99% NA No Overhang 3.5
Tesco Bank Remortgage 1.95% To Aug 2015 4.24% NA No Overhang 4.0

Variable


Lender Name
Rate
Duration
Base Rate
Max LTV
Tie In
APR
Apply
C&G (Direct) Purchase 75 1.89% To Aug 2015 3.99% 60% No Overhang 3.9
HSBC Special 2.28% term 3.94% 60% No Redemption 2.8
Yorkshire BS 2.24% To Jun 2015 4.99% 75% No Overhang 4.6
NatWest Purchase 2.17% To Oct 2015 4% 60% No Overhang 4.0
Virgin Money Everyday Remortgage Trackers 2.29% To Oct 2015 4.79% NA No Overhang 4.5