Mortgage Advisor
WEST MIDLANDS : £40000
Mortgage Advisor
SUFFOLK : £40000 House price search
Enter your postcode here to find out how much your property is worth, based on Land Registry data.
Fixed rates (no extended redemption tie ins)
The interest rate you pay is fixed for a set period. You will not be charged a redemption penalty if you remortgage after the set period has ended.
Fixed rates (with extended tie ins)
The interest rate you pay is fixed for a set period. The interest rate may be very low, but you will not be able to remortgage for a number of years after the set period without paying a penalty.
Capped rate mortgages
The interest rate you pay is capped at a certain level rather than fixed. It can slide up and down below the cap and your repayments can change.
Discounted variable rates
A discount mortgage offers a reduction on a lender’s standard variable rate (SVR) of a set percentage over a given period.
First-time buyer (discounted variable)
Special deals are offered to first-time buyers. A discount mortgage offers a reduction on a lender’s standard variable rate (SVR) of a set percentage over a given period.
Variable rates
A lender’s standard variable rate (SVR) will move up and down in line with interest rate movements. SVRs are usually higher than fixed, discount or capped rate mortgages.
Self-certification rates
Self-cert mortgages are suitable for the self-employed or anyone with an irregular income.
100 per cent
If a buyer is unable to put down a deposit a lender may loan up to 100 per cent of the value of the property.
Buy-to-let
A buy-to-let mortgage is a homeloan used to buy an investment property.