Monday 15 March 2010 | 
Welcome to the new look Mortgage Introducer website and magazine, committed to bringing you the best educational, analytical and impartial coverage of your market
Robyn Hall
Upcoming Events
16Mar
Just Retirement seminar
Just Retirement is going on the road over the next few months. This seminar is in Strathclyde.
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Area Sales Manager - Financial Services - London
North London
Mortgage Consultant / Mortgage Adviser - Fulham
South London
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UK Mortgage rates best buy tables
This will give you a good starting point in finding competitive mortgage rates.
Fixed (no tie-in beyond benefit period)
|
Lender Name
|
Rate
|
Duration
|
Base Rate
|
Max LTV
|
Tie In
|
APR
|
Apply
|
| Yorkshire BS | 3.09% | To Mar 2012 | 4.99% | 60% | No Overhang | 4.9 |  |
| Britannia | 3.19% | To Jun 2012 | 4.24% | 75% | No Overhang | 4.2 | |
| ING Direct | 4.14% | To May 2013 | 3.5% | 75% | No Overhang | 3.9 | |
| Leeds BS (Direct) Tied | 4.6% | To May 2015 | 5.49% | 60% | No Overhang | 5.5 | |
| The Co-operative Bank Purchase | 5.29% | To Jun 2020 | 4.24% | 75% | No Overhang | 5.8 | |
Offset
|
Lender Name
|
Rate
|
Duration
|
Base Rate
|
Max LTV
|
Tie In
|
APR
|
Apply
|
| First Direct Offset BRT | 2.59% | Term | 3.69% | 65% | No Redemption | 2.9 | |
| Yorkshire BS Offset | 2.74% | To Mar 2012 | 4.99% | 75% | No Overhang | 4.7 | |
| Scottish Widows Flexible Offset Tracker | 2.89% | 2 years | 3.99% | 60% | No Overhang | 3.9 | |
| Woolwich (Barclays) Offset Tracker | 2.89% | Term | 4.99% | 60% | No Overhang | 3.1 | |
| Yorkshire Bank | 2.99% | To Apr 2012 | 4.59% | 60% | No Overhang | 4.6 | |
REMORTGAGE
|
Lender Name
|
Rate
|
Duration
|
Base Rate
|
Max LTV
|
Tie In
|
APR
|
Apply
|
| First Direct | 2.39% | Term | 3.69% | 65% | No Redemption | 2.9 | |
| Market Harborough BS | 2.48% | 2 years | 5.49% | 75% | No Redemption | 5.1 | |
| Santander Base Trackers | 2.49% | 2 years | 4.24% | 70% | No Overhang | 4.1 | |
| ING Direct | 2.49% | 2 years | 3.5% | 60% | No Overhang | 3.5 | |
| Leek United BS BranchOnly | 2.95% | 2 years | 5.19% | 85% | No Overhang | 5.0 | |
Base Rate Trackers
|
Lender Name
|
Rate
|
Duration
|
Base Rate
|
Max LTV
|
Tie In
|
APR
|
Apply
|
| First Direct | 2.39% | Term | 3.69% | 65% | No Redemption | 2.9 | |
| Market Harborough BS | 2.48% | 2 years | 5.49% | 75% | No Redemption | 5.1 | |
| Santander Base Trackers | 2.49% | 2 years | 4.24% | 70% | No Overhang | 4.1 | |
| HSBC Special | 2.49% | Term | 3.94% | 60% | No Redemption | 2.7 | |
| ING Direct | 2.49% | 2 years | 3.5% | 60% | No Overhang | 3.5 | |
Fees Free
|
Lender Name
|
Rate
|
Duration
|
Base Rate
|
Max LTV
|
Tie In
|
APR
|
Apply
|
| First Direct Offset BRT Fee Free | 2.89% | Term | 3.69% | 65% | No Redemption | 3.0 | |
| Santander Base Trackers | 3.09% | 3 years | 4.24% | 75% | No Overhang | 4.1 | |
| Scottish Widows Flexible Offset Tracker | 3.39% | 2 years | 3.99% | 60% | No Overhang | 4.0 | |
| Principality BS Purchase | 3.79% | To Mar 2012 | 4.99% | 75% | No Overhang | 5.0 | |
| HSBC Special Fee Free | 4.99% | term | 3.94% | 90% | No Redemption | 5.1 | |
Discount (no tie-in beyond benefit period)
|
Lender Name
|
Rate
|
Duration
|
Base Rate
|
Max LTV
|
Tie In
|
APR
|
Apply
|
| HSBC Special | 1.99% | 2 years | 3.94% | 60% | No Overhang | 3.8 | |
| Leek United BS BranchOnly | 2.95% | 2 years | 5.19% | 85% | No Overhang | 5.0 | |
| Market Harborough BS | 2.95% | 2 years | 5.49% | 75% | No Redemption | 5.2 | |
| Norwich & Peterborough BS | 2.95% | 3 years | 5.35% | 75% | No Overhang | 5.0 | |
| Yorkshire Bank | 2.99% | To Apr 2012 | 4.59% | 60% | No Overhang | 4.6 | |
BTL
|
Lender Name
|
Rate
|
Duration
|
Base Rate
|
Max LTV
|
Tie In
|
APR
|
Apply
|
| The Mortgage Works BTL 2+yrs | 3.64% | To May 2012 | 4.99% | 60% | No Overhang | 5.2 | |
| BM Solutions Buy to Let | 4.1% | 2 years | 0% | 60% | No Overhang | 4.4 | |
| Coventry BS BTL | 4.74% | To Mar 2012 | 4.74% | 60% | No Overhang | 5.0 | |
| Lloyds TSB BTL | 4.99% | To May 2013 | 2.5% | 60% | No Overhang | 3.2 | |
| NatWest Buy to Let | 4.99% | To May 2012 | 4.5% | 75% | No Overhang | 4.9 | |