John Phillips

To say that the leasehold reform is overdue is an understatement.

It is time that everyone stands together to do their bit, or else the issue of the aging broker may become an existential threat to the profession as we know it.

It will certainly be interesting to see how the employment market shapes up throughout the rest of the year.

What better time find a new deal?

There are 4.6 million self-employed people in the UK, so why are one in eight struggling to obtain mortgages?

The underlying fundamentals suggest that buyer motivation and applicant enquiries will remain strong.

We may well see the number of remortgages rise.

A significant proportion of homeowners have no choice but to move out after divorce or separation and, if banks can find a feasible way to stop this from happening, it would certainly make sense.

Shouldn’t we be encouraging people to save?

It is likely that over the coming months the stamp duty changes will take some of the heat out of the buy-to-let investor market.