Frank Eve's Blog

Frank Eve

Advisers need to step up to the plate

The Financial Services Authority is assisting in this change of behaviour by starting a new broker assessment program that will see every mortgage advisory firm assessed by the FSA. [More]
Frank Eve Tuesday, 13 March 2012 0 Comments
 

Will the MMR help or hinder brokers?

...if lenders are taking on responsibility for functions they used to rely on intermediaries to undertake does it negate some of the reasons why lenders like to use intermediaries? [More]

Could intermediaries end up only being able to give restricted advice?

The FSA’s Mortgage Market Review will change the mortgage market but mortgage intermediaries do have a chance to affect what happens if they choose to get involved in the debate. [More]

Affordability and responsible lending

Having now returned from my summer holidays, after an extended break, it seems a good time to review the debate that has been going on over the summer around the FSA’s Mortgage Market Review recommendations on affordability and responsible lending. [More]

The regulatory environment

The Regulatory environment has never been more dangerous for the mortgage broker or the intermediary mortgage lender. [More]

I told you this would happen!

So we now know that the FSA will be scraped in 2012 and as an industry the Mortgage market will have a new regulator and this time it will have the word ‘Consumer’ in the title. [More]

Do you ever get a feeling of Deja Vue

don’t know about you but when I see land registry figures showing that house prices are now going up by 8.5% per year and the Nationwide house price index saying they are 9% up on a year ago I get that deja vue feeling. [More]

Get your skates on Dave and Nick - time's running out!

Since I wrote the blog about people shielding them... [More]

New Government and a new regulator?

At last, we now know the colour of the new Government, a sort of blue with a yellow tinge. [More]

The Alternative View

Although the market is in far better shape than it has been for a while and the stock market is booming, there are still a number of issues out there to be solved before we can have any real understanding of what a ‘normal’ mortgage market might be and whether we are experiencing it? [More]