Gemma Harle's Blog

Gemma Harle

The tragedy and restoration of proctection

The fall out of payment protection insurance continues to give the business of protection a bad name. [More]
Gemma Harle Tuesday, 01 May 2012 0 Comments
 

Opportunities in Life

These expose unwitting principals of brokerages to significant claw-back risks. [More]

The problem with principals

Because cash-flows have been eroded by the credit crunch it is not unfeasible that some principals have taken the indemnity payments in order to meet other business demands. [More]

The buy-to-let boom

There are many reasons to be gloomy about the economy but buy-to-let is not one of them. [More]

We must sell ourselves better to the public

Amongst the criticisms so often levelled at advisers, it is often forgotten how much good intermediaries do. [More]

Bread and butter lending stuck

Go back two or three years and the principal problem facing mortgage lending was the dysfunctional wholesale funding markets. [More]

Never mind the royals, FTBs need matchmaking

Kate Middleton and Prince William have much to be thankful for - not least the country’s best wishes - but one thing is for sure: they will not be undergoing the trauma of regular first-time buyers. [More]

Budget gives little room for rate rise

Last month’s Budget was always going to be something of a damp squib for professionals in the mortgage industry. [More]

Not judgement day yet

Gemma Harle is managing director of TenetLime &nb... [More]

Interest only not the time bomb it might seem

I am writing this from the Seychelles (well almost) thanks to a windfall. [More]

Banks must walk the talk on lending

The New Year has heralded the entry of the Prime Minister into the lending fray. His voice is a welcome addition to the growing cry that the "risk" pendulum has swung too far the other way. [More]

Expect pressure on house prices

It’s that time of year when traditionally we ask where house prices and interest rates are going. [More]

Interest-only ticking time bomb

Banks are researching how much exposure they have to interest only lending - no small task when you consider the volumes written since its inception. [More]

Equity release boost welcome for brokers

The news that equity release enjoyed some growth last quarter is good news for the broking community. [More]

In need of a broker champion

Ed Miliband’s recent leadership victory prompted me to reflect how we are missing intermediary champions at the moment. [More]

Gemma Harle Blog

But many in the mortgage broking community are still unaware of what they should be doing in order to prepare for the new world. [More]