house in chains

Protect and survive

7 July, 2008

Francis Higney considers whether or not protection is the answer to your Achilles heel

Young man on a sofa

Panic buy barriers

11 March, 2008

Having been cautious about entering the market, Walt's circumstances have now changed and he needs to find a house soon

Suburbian house

4 March, 2008

Vanessa Blount asks if the time is right for advisers to look at the benefits of HIPs

Car leaving a tunnel

21 February, 2008

Alex Murray considers whether the buy-to-let market will be the mortgage industry’s saving grace in 2008

Broken link

18 February, 2008

As lenders make increasingly short notice product withdrawals, Dan Raywood considers whether placing cases is fast becoming ‘Mission Impossible’


Letters to the Editor

Will the credit crunch really affect the wealthy?

July 2008

At the moment it seems like everywhere you turn you will read something or hear something about the downturn of the economic climate whether this relates to the 'credit crunch', the property market decline or talk of a forthcoming recession,...


Systems and enforcement

July 2008

A month ago I needed to produce a combined IDD to cover Equity Release and General Insurance products, and initially I could not find a template in the usual places in the FSA website (Library/forms/Handbook forms and Templates/Mortgages:...




Case studies

Flats

To SVR or to not SVR?

5 April 2008

Jack is a landlord with a two-bedroom house. His existing buy-to-let deal comes to an end this month, leaving him paying the lender’s standard variable rate.


Bunch of cards

Flexible friends

15 March 2008

Andrew is an IT consultant who is looking to move house.




Product update

Mortgage Next launches 3 year fixed rate

21 November, 2008

Mortgage Next has launched a 3 year fixed rate mortgage with a rate of 4.69% until 2nd February 2012.


HSBC Bank plc to cut standard mortgage rate

21 November, 2008

HSBC Bank plc has announced it will reduce its HSBC variable mortgage rate, which it says is only paid by one per cent of the Bank's mortgage customers, by 0.81 per cent from the 5th December 2008.