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CML: Mortgage arrears and possessions conference at the The Midland Hotel, Peter Street, Manchester, M60 2DS
First Active adjusts rates
First Active is to make a number of changes to its two-year discount rate and two-year fixed rate products.
Rates for the lender's two-year fixed rate remortgages will be cut on Monday 21 January, whilst that of its two-year discount rate product will be increased.
Its 'online only' two-year fix will drop from 5.95 per cent to 5.59 per cent, whilst its standard two-year fixed rate will decrease from 6.04 per cent to 5.69 per cent.
Its two-year discount rate will increase to 5.99 per cent, from its previous level of 5.65 per cent.
There are no basic legal or valuation fees for residential remortgages and overpayments of up to 10 per cent of the original balance are permitted each year during the initial period.
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- Equity release 'should be embraced'
- Chancellor calls for rapid action
- Competitive edge 'returns to market'
- Charcol removes advisory fees
- Woolwich adds to offering
- Government to shake up debt repayment
- First direct adds to offset range
- Sesame calls for RDR repolarisation
- LSM denies market exit