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Lending down in April
Bank of England figures show the number of loans approved for house purchase fell in April to 58,000, whilst the number of remortgages rose to 106,000.
The report showed the increase in total net lending to individuals in April, at £7.3 billion, was below the increase in March and the previous six-month average. The twelve-month growth rate slowed to 8.4%, and the three-month annualised growth rate slowed by 0.3 percentage points to 7.1%.
Within the total, the increase in net lending secured on dwellings (£6.4 billion) was below the increase in March and the previous six-month average. The twelve-month growth rate slowed further, to 8.7%. The three-month annualised growth rate also slowed, by 0.4 percentage points to 7.0%. The numbers of loans approved for house purchase (58,000) and other purposes (52,000) were lower than in March but those for remortgaging (106,000) were higher than in March.
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