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CML: Mortgage arrears and possessions conference at the The Midland Hotel, Peter Street, Manchester, M60 2DS
SMS confirms A list packager
Solent Mortgage Services (SMS), which has been reappointed to the new panels for Platform, Kensington and Money Partners in the last few days, believes that lenders have had to reassess the value of packagers and due to changing market conditions are looking for far more than most packagers can deliver.
Ian Balfour, sales & marketing director at SMS, said: “Clearly the credit crunch has had a huge effect on lender appetite. Effectively, business numbers, while important, now take second place to the cost effective delivery of business in a way that mirrors the lender’s own commitment to the regulatory regime.
“The partnership between packager and lender has to operate on a different level now and apart from the obvious need for business throughput, only those packagers demonstrating that they can operate effectively, both in terms of cost/efficiency and the increasingly important emphasis on helping lenders ensure that customers have been treated fairly at all the stages of the mortgage, will make it in future.”
- Consumer confidence continues to fall
- Stamp Duty speculation means fewer sales
- Reduction in rates is vital
- RBS & NatWest cut fixed and tracker rates
- IMLA and CML hit back at FSA
- Easier2move Launches Easier2Let
- Warrington lawyer helps with leases
- Lectures from the ifs School of Finance
- London prices are over the worst
- Normality returns next year
- Mortgage Force chooses first4cover
- Kensington retains AToM
- First-time buyers face bigger deposits
- Loyalty is key for Brits
- Assureweb launches equity release service
- Halifax and Persimmon help buyers