The Co-operative Bank has cut mortgage rates by up to 0.30% – as its 5-year fix to 85% loan-to-value stands at 2.14% with a £1,499 fee.
Another rate is a 2-year fix at 1.14% to 60% LTV with a £1,499 fee.
Paul Norcott, head of mortgages and insurance at The Co-operative Bank, said: “We are continuing to offer a range of great mortgage offers for those looking to move house or buy a home for the first time, and also to give many remortgaging homeowners the opportunity to bring down the cost of their monthly repayments.
“For so many people, every penny counts at the moment and being able to fix your mortgage payments for the next two to five years at competitive rates is an ideal way of ensuring you can budget accordingly when the cost of other outgoings is rising.”
For every new mortgage completed Co-op Bank is donating £25 to youth homelessness charity Centrepoint.
All of the bank’s mortgages include a free standard valuation and conveyancing for standard remortgages as well as £250 cashback for current account customers.