Exeter Family Friendly smooths service

For applicants under the age of 46, Exeter Family now only need a GP Report if their benefit is more than £5,000 a month.

The Exeter based mutual said the move was part of an ongoing drive to streamline the application process and improve the journey for advisers.

Head of operations Alan Ord said:“Income protection sales have never reached their potential and one of the major reasons has been the complex and sometimes lengthy application and underwriting process - we’re determined to tackle this.

"This is just the first in a number of enhancements we are working on to make our application process quicker and smoother than it has ever been. This is essentially a simple step, but one which will have an immediate impact for advisers.”