first direct has cut its 2 and 5-year fixed rate mortgages.
Its 2-year fixes stand at 1.89% to 60% loan-to-value, 1.99% to 75% LTV and 2.79% to 90% LTV with no fees.
The lender’s fee free 5-year fixes are priced at 2.69% to 60% LTV and 3.29% to 90% LTV.
With a £1,450 fee 5-year fixes stand at 2.14% to 60% LTV and 2.63% to 85% LTV.
Tracy Garrad, chief executive of first direct, said: “We try to be responsive to the needs of borrowers and have cut rates and widened our range of two and five years fixed rate mortgages – with and without fees – which can offer more certainty in uncertain times.”