Ipswich Building Society has refreshed its 2-year fixed range – as its residential product to 95% loan-to-value costs 3.45% with an £800 completion fee.
Ipswich is also offering a 90% LTV 2-year fix at 2.15% with an £800 fee.
New buy-to-let rates include a 2-year fix at 3.10% to 75% LTV and a 2-year variable at 2.85% to 75% LTV, both with a £1,300 completion fee.
Richard Norrington, chief executive of Ipswich Building Society, said: “Having recently rolled out options for those wishing to fixed their mortgage for 5-years, with this refresh of our 2-year range we are continuing to respond to the mortgage market, offering competitive products for both residential and buy-to-let lenders.
“Direct applicants, and those using intermediaries, will receive our personalised service as standard as our manual underwriting gives a real life assessment of affordability, as opposed to a computer algorithm that may too readily rule out creditworthy individuals.”