Magellan Homeloans will now lend to up to four applicants after changing its criteria.
This applies to its complex prime and credit repair ranges.
Jason Neale, sales director at Magellan Homeloans, said: “As a specialist lender with flexible underwriting, we are often approached to find solutions for borrowers who are struggling to qualify for the strict affordability rules of high street lenders.
“Quite often there is scope to include multiple applicants and the overall household income when assessing affordability, so we are delighted to now include up to four applicants and their respective incomes on all applications.
“This coupled with our other innovative criteria and new mortgage portal – the Magellan Hub, will ensure Magellan remains first choice for flexible, affordability solutions.”