Century Capital completes four deals in four days

May 23, 2019

The bridging lender says the deals are due to their asset based approach to lending.

Fiduciam funds vineyard with wine as security

May 23, 2019

Fiduciam took a charge over the vineyard, but in addition it also took security over 77,422 bottles of wine and 2631 hectolitres of wine in barrels.


More retired homeowners use housing wealth to clear debt

May 23, 2019

Customers released an average £75,032 during the three months and the most popular use of the money was paying for home and garden improvement, as 60% used equity release for that purpose.

Mint Bridging provides direct access to underwriters

May 23, 2019

Each of Mint’s eight mandated underwriters will now receive enquiries and provide terms, underwrite the application when it arrives, and then oversee it all the way through to drawdown of funds.

Building societies responsible for 57% of mortgage market growth

May 23, 2019

Building societies achieved net lending of £4.9bn, up from £4.3bn in the first quarter last year.

The Cambridge extends shared ownership distribution

May 23, 2019

The society has three 95% LTV mortgage products in its shared ownership range, a 5-year fixed rate product at 3.99%, a 2-year fixed-rate product at 3.59% and a 2-year discount product at 3.49%.


Mortgage Introducer

A new development for lender affordability models

Like intermediaries, lenders struggle to understand the complex affordability landscape.

Mortgage Introducer

We need to talk about mental health in finance

The only way to bring the issue under control is to bring it out into the open.

Pure Retirement launches Heritage range

May 23, 2019

Heritage offers ERC-free partial repayments across all of its products.

Capital B Property Finance hosts one-year anniversary party

May 23, 2019

Around this time last year Chris Borwick and Andre Bartlett left SPF Private Clients to launch Capital B and in the first year completed £50m from a standing start.

PRIMIS opens registration for its Summer Protection Workshops

May 23, 2019

The workshops will focus on the knowledge and skills brokers need to be able to grow their protection business. Registration is open to all advisers who are members of the PRIMIS network. 

buy-to-let News

Capital B Property Finance hosts one-year anniversary party

May 23, 2019

Around this time last year Chris Borwick and Andre Bartlett left SPF Private Clients to launch Capital B and in the first year completed £50m from a standing start.

Kingston upon Hull is happiest place to rent in the UK

May 23, 2019

Howsy analysed data from the ONS on the well-being score of each area of the UK before dividing this by the cost of renting in each area to see where offered the lowest rental cost for every positive point of well-being.

Ryan Bembridge

Why now is the time to discuss 5-year fixed rates

In the current environment, longer term 5-year fixed rates are becoming increasingly popular.

Alice Watson

Using pensions and equity release could offer people a better inheritance

For many this reluctance to treat their property as a source of wealth is all that is holding them back from making the most of the pension changes.

Mortgage Introducer

Brexit means it’s never been more important to choose the right lender

We have observed a definite trend for many seeking to either buy or sell prime real estate in London and the South-East to adopt a “wait and see” approach.

Jeff Knight

The importance of competition

Sadly Manchester City didn’t falter but competition is good for the game, and the same applies to the buy-to-let market.

The West Midlands sees highest rental growth

May 22, 2019

The typical rent in the region increased by 4% in the year to April, reaching an average of £641.

Private rental prices up 1.2% across the country

May 22, 2019

In England, private rental prices grew by 1.2%, Wales experienced growth of 1.1%, while in Scotland private rental prices increased by 0.7% in the 12 months to April 2019.

Half of landlords likely to leave private rented sector

May 22, 2019

These findings are seen as a result of government’s plans to end of Section 21 repossessions, under which landlords can repossess properties on grounds such as rent arrears or anti-social behaviour.

Martin Cheek

Regtech – what is it and why does it matter?

Regtech is one if the fastest growing industries in the world.

John Dobson

What should brokers be doing to comply with money laundering regulations?

Brokers and networks may find that if they do not have proper money laundering processes in place, lenders will not work with them.

Neal Jannels

Mortgage tech must be fit for purpose

Systems and solutions should not come to market with promises of what they will do but what they can already do.