FEATURED NEWS

MBE Leeds: Blockchain will revolutionise the mortgage market – eventually

April 25, 2018

Blockchain provides a digital ledger in which transactions made are recorded chronologically and publicly.

MBE Leeds: GDPR will be a boost to advisers

April 25, 2018

The General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679) is intended to strengthen and unify data protection for individuals and will replace the Data Protection Act. 


News

MBE Leeds: Bridgers need to focus on service

April 25, 2018

The past 12 months have seen rates hit record lows in the sector as lenders clamour for market share. 

Principality loosens self-employed criteria

April 25, 2018

Meanwhile when the loan-to-value is less than 75% Principality will assess applications based on last year’s information alone.

Newcastle Intermediaries launches £1,000 cashback to 95% range

April 25, 2018

Newcastle Intermediaries is introducing a 95% LTV mortgage with £1,000 cashback, available to first-time buyers, home movers, remortgagers and Help to Buy customers.

Blogs

Paul Hunt

Is Wetherspoons leading the way?

Wetherspoons has shut down all its social media accounts (Facebook, Instagram and Twitter) with immediate effect.

John Phillips

Keep educating clients about buy-to-let – the appetite is still there

Even those who do sell up, it is more than likely another landlord will take on the property anyway.


PRA changes mean fewer lenders for portfolio landlords to choose from

April 25, 2018

Paragon’s PRS Trends research found this contrasts with non-portfolio landlords, where a majority (67%) said that there had been no change in lender choice.

Number of prospective tenants rises

April 25, 2018

The number of prospective tenants registered per member branch rose by 8% in March, ARLA Propertymark’s March Private Rented Sector report found.

buy-to-let News

PRA changes mean fewer lenders for portfolio landlords to choose from

April 25, 2018

Paragon’s PRS Trends research found this contrasts with non-portfolio landlords, where a majority (67%) said that there had been no change in lender choice.

Number of prospective tenants rises

April 25, 2018

The number of prospective tenants registered per member branch rose by 8% in March, ARLA Propertymark’s March Private Rented Sector report found.

Mortgage Introducer

The Beast from the East and beyond: protecting your clients from flooding

Brokers should also be using seasonal shifts in the weather as a prime opportunity to check their clients are appropriately covered, should they be affected by flooding.

Mortgage Introducer

Does stretching out mortgage terms set up problems?

Borrowers with extended terms are far more likely to find themselves with borrowing which extends into retirement

Ed Payne

Open all hours – how to lead customers to your shop door

In my previous blog, I’ve talked about the reasons why I wanted to run my own mortgage and protection business and the initial hurdles to be overcome when sinking the foundations.

Paul Hunt

Why always me?

Finally this week, plans for the regulation of estate agents have been proposed and these have been broadly welcomed by the sector and general public.


Accord Buy to Let cuts rates at 75% LTV

April 24, 2018

Tomorrow Accord Buy To Let will reduce rates on selected two and 5-year fixed rate mortgages at 75% loan-to-value by up to 0.15%.

Foundation launches 5-year fix through key partners

April 24, 2018

The fix is available through key packager partners and is 3.34%.

More than four in 10 tenants consider how eco-friendly a building is

April 24, 2018

On average, those who pay more rent per month are also more likely to consider a building’s environmental credentials important.

Eric Curran

Is another two years of Help to Buy good news?

In a property-owning democracy – to which, despite the ups and downs of the past few decades, most people in the UK still aspire – anything which allows young people to achieve the dream of their own space has to be unreservedly welcomed.

Bob Hunt

It’s just not cricket

Ball tampering and the parallels between sport and business

Paul Hunt

Time is flying by

It will soon be Christmas, but by using your time wisely, you will be able to help your customers more by being better informed.