FEATURED NEWS

Get involved with the Rewire Routines protection campaign

May 23, 2018

Join PMS and Sesame in helping to reduce the protection gap

Mortgage costs fall again during second quarter of 2018

July 17, 2018

The cost of mortgages has continued to fall for the second successive quarter with cost reductions for the most popular 2, 3 and 5-year residential mortgages, Mortgage Brain has found.


News

Landlords must be wary of rising tenant arrears

July 17, 2018

Challenging conditions for landlords and letting agents could cause rent arrears to rise and this scenario is something landlords should be wary of, RentalStep has argued.

Number of mortgages approved up 3%

July 17, 2018

There were 66,435 mortgages approved in June (seasonally adjusted), 3% higher than in May, the latest Mortgage Monitor from e.surv, the residential chartered surveyors has found.

TBMC launches buy-to-let client referral service

July 17, 2018

The service is for mortgage brokers who, for a variety of reasons, may wish to refer a buy-to-let client to TBMC without having to deal with the case themselves.

Blogs

Mortgage Introducer

Stop thinking product and start thinking solutions

Thinking outside the box’ is an all too often used cliché, but this is exactly what the mortgage industry needs to do.

Mortgage Introducer

We need to find solutions for first-time buyers

The trials and tribulations of today’s potential first-time buyers are widely known and, even with significant amounts of government support in terms of Help to Buy and the stamp duty ‘cut’ for those purchasing under £300,000, there are still significant obstacles to overcome.


David Robinson to leave Accord

July 17, 2018

Robinson has been with Yorkshire Building Society Group for 29 years, the last 14 of which have been with the mutual’s intermediary arm Accord Mortgages.

Hampshire Trust Bank appoints independent non-executive director

July 17, 2018

Grey was previously chief operating officer, group internal audit, at Lloyds Banking Group, where she worked within the commercial banking risk division between 2011 and 2015.

buy-to-let News

Landlords must be wary of rising tenant arrears

July 17, 2018

Challenging conditions for landlords and letting agents could cause rent arrears to rise and this scenario is something landlords should be wary of, RentalStep has argued.

TBMC launches buy-to-let client referral service

July 17, 2018

The service is for mortgage brokers who, for a variety of reasons, may wish to refer a buy-to-let client to TBMC without having to deal with the case themselves.

Paul Hunt

Working around the World Cup

I am writing this latest blog whilst watching Uruguay vs France and to be honest, the last few weeks has meant my work schedule (and personal life mostly too) has been set around important matches.

Mortgage Introducer

Why digital mortgages are now the best way to secure finance

There are many obvious reasons and benefits as to why many people are now taking this digital route.

Jeff Knight

Memories and fine margins

If Eric Dier’s spot kick had been a few more inches closer to Ospina, then we may not have had quite the excitement as we did once that penalty shootout finished. At this stage, anything can happen. There are fine margins between success and failure, just like business I guess.

Jonathan Sealey

20% of brokers don’t understand the bridging process

Communication really does appear to be key.


Leeds refreshes 70% LTV range

July 17, 2018

At 70% LTV there’s a no fee deal at 2.32%, available to portfolio and standalone landlords. It comes with a free valuation and fees assisted legal services for remortgages.

Luton is top location for buy-to-let

July 17, 2018

Luton has come out on top for capital value growth, transaction volumes, rental yields and rental price growth, LendInvest’s Buy-to-let Index has found.

Mansfield unveils holiday let product

July 16, 2018

The society is lending up to 70% loan-to-value with a 3-year discounted rate of 3.49% with a £199 application fee and £1,800 completion fee, which can be added to the loan. The product is for purchase and remortgage.

Mortgage Introducer

Bankruptcy and the beautiful game

The World Cup is upon us again. By the time you read this, the office sweepstake will be underway, the wall charts will be half-filled in, and England will be well on the way to lifting the Jules Rimet trophy (probably).

Nicola Firth

‘Show your working’

At some future date the FCA may well ask to see evidence of your recommendation.

Paul Hunt

In the shoes of your customers, literally

Whilst this is possibly going to extremes, you should take time to assess what your clients see and possibly get an independent person in to look at your office (a relative, friend etc.) and give you feedback with a fresh pair of eyes.