FEATURED NEWS

The Family Mortgage - How it works

September 20, 2018

If you have a client who has saved a 5% deposit, or they have a family member who’s willing to provide this as a gift,…

Transactions up month-on-month

September 21, 2018

There was 99,120 (seasonally adjusted) residential transactions last month up 1.3% from July but 2.6% lower year-on-year. And there was 10,240 non-residential transactions in August, up 2.6% month-on-month while down 1.9% year-on-year.


News

Leek United to launch resi and buy-to-let mortgages

September 21, 2018

There will be a 2-year discounted 95% LTV residential mortgage at 2.74%, a 2.95% discount on it’s standard variable rate (SVR), and no application and product fees and a £500 cashback.

More 2 life launches repayment calculator

September 21, 2018

More 2 life has launched a repayment calculator to show a client an interactive representation of the impact of making partial or no repayments on the remaining equity in their property over a 15 year period. 

Together hikes maximum mortgage term to 40 years

September 21, 2018

The specialist lender hopes the extension will help bring down the monthly cost of borrowing for buyers struggling with high house prices and stricter affordability tests by spreading repayments over a longer term.

Blogs

Andrew Turner

It’s less than two weeks to section 21 changes

Landlords with tenancies pre-dating October 2015, have been warned of changes to section 21 eviction rules, which take effect from October 1 2018.

Jonathan Newman

Robo-advice and short-term finance is a match made in hell

I doubt the technology can adequately cater for all the nuances of a complex short-term loans.


Lambert Smith Hampton to deliver expertise through VAS

September 21, 2018

Commercial property and real estate consultancy, Lambert Smith Hampton (LSH) has become the latest surveying practice to join the full valuation panel management service, VAS Panel.

Zopa co-founder will be Keynote speaker at The Finance Professional Show

September 21, 2018

James Alexander, a co-founder and former chief executive of Zopa, has been confirmed as the Keynote speaker at The Finance Professional Show.

buy-to-let News

TSB cuts buy-to-let purchase and remortgage rates

September 21, 2018

TSB has reduced rates on selected two, three and 5-year fixed rate mortgages for buy-to-let house purchase and remortgage borrowers.

Leek United to launch resi and buy-to-let mortgages

September 21, 2018

There will be a 2-year discounted 95% LTV residential mortgage at 2.74%, a 2.95% discount on it’s standard variable rate (SVR), and no application and product fees and a £500 cashback.

James Watson

Make sure your remortgages deliver reassurance and revenue

Remortgage activity will be crucial for your business in the coming months.

Mortgage Introducer

Chance of a lifetime

There are still a number of myths surrounding equity release products,

Mortgage Introducer

Communication is Key

Brian West, director, Central Bridging Excellent communication with your borrowers, as well as quality underwriting, is the key to a high performing short-term loan book.

Paul Hunt

How to make the most out of trade shows

I appreciate that this may be very South East England biased this week, so apologies in advance,…. Soooo did anyone attend Financial Services Expo in London this week?


Landbay partners with Sesame Network and PMS Mortgage Club

September 20, 2018

Specialist buy-to-let mortgage lender, Landbay has partnered with the Sesame Network and PMS Mortgage Club to provide mortgage brokers and their landlord clients with access to its specialist lending products.

Assetz Capital partners with Connect for Intermediaries

September 20, 2018

Peer-to-peer lender Assetz Capital has agreed a deal with Connect for Intermediaries to be the first network that it distributes its products.

LendInvest unveils buy-to-let 5-year fix with low reversion rate

September 20, 2018

The product has an ICR calculation at the pay rate at 125% for limited companies and 140% for individual borrowers.

Mortgage Introducer

Guiding brokers through the benefits of short-term financing

Developer exit loans are an option that brokers may not know enough about to use as their first port of call.

Mortgage Introducer

Don’t be a drop out when it comes to your CPD

Now that the summer is over and the kids have gone back to school, the ‘adviser event’ season is most definitely with us.

Paul Hunt

To be consistently the best, you have to be consistent

I appreciate that it is tough to perform consistently and it really does take a lot of planning and discipline.