Woolard is currently executive director of strategy and competition at the FCA.
The repayment of deposits is currently the biggest cause of tenancy disputes.
Our view is that there could be a greater cause for positivity in our sector than some might imagine.
Affordability still remains an issue and with a new government in place, housing must be a priority this year.
With the Brexit deal soon to be done, the exchange rate should start to improve.
He is going to have to show that his government is the one that is finally going to do something about this.
Sign up to our daily email
When affordability is a consideration for your clients, an affordability research platform can save you time and potentially change your recommendation.
Protection and general insurance are areas which sit closest to the mortgage process, but these remain areas which are being undersold or simply overlooked by all too many mortgage advisers.
The consumer has become used to getting what they require with as much ease as possible.