FEATURED NEWS

Cammy Amaira joins Tipton and Coseley from Family

May 21, 2018

Amaira was head of intermediary sales at Family Building Society, a post he held for more than three years.

Secure Trust Bank launches partnership with Brilliant Solutions

May 21, 2018

Secure Trust Bank Mortgages has further expanded its distribution, launching a partnership with Brilliant Solutions.


News

Kent Reliance extends availability of near prime product range

May 21, 2018

The product has rates of 3.19%, 90% LTV available, including first-time buyers, a maximum age of 85 at end of term, loans available from £100,000 to £500,000 and no value limits on CCJ’s, arrears or defaults.

Darren Newton banned by the FCA for misappropriating client money

May 21, 2018

The Financial Conduct Authority (FCA) has banned Darren Lee Newton from working in any regulated activity in the financial services sector after finding he used customers’ money to purchase debt management firm, First Step Finance.

Mortgage myths stop Brits from buying new homes

May 21, 2018

Online Mortgage Advisor also found that the failure associated with being declined a mortgage would make a fifth of Brits think twice about trying.

Blogs

Paresh Raja

Thinking creatively when it comes to financing your next property purchase

Paresh Raja (pictured), chief executive of Market Financial Solutions Even amidst rumours of its demise, it is undeniable that the UK’s real estate sector is…

Mortgage Introducer

The emergence of near prime

Terms such as near prime, complex prime, credit repair and impaired credit – amongst others - have been created to reflect a modern lending environment and help differentiate between a variety of borrowing needs.


Naismiths and Hodge Bank help urban creation restore Bristol building

May 21, 2018

National property consultancy and surveyors, Naismiths has been appointed by Cardiff-based Hodge Bank to monitor the restoration of a Grade II-listed, WWII-damaged building in Bristol city centre.

BOPAS registrations set to outperform previous years

May 21, 2018

Registrations for accreditation were relatively slow from 2013 through to 2015 but interest in offsite began to rise in 2016 and 2017. The number of registrations for 2018 has already reached 12, with another 50 currently in discussion.

buy-to-let News

The Mortgage Lender launches buy-to-let exclusive

May 17, 2018

The products will be available up to 80% loan-to-value and are available to individuals, limited companies or LLPs, for HMO and multi-unit freehold, and for new build and flats above commercial properties.

Together ups lending and profit remains stable

May 17, 2018

Together increased quarterly lending volumes to a record high of £422m, while maintaining a loan-to-value of 58.8%.

Ryan Fowler

Three cheers for the Land Registry

The Land Registry should be commended for working to bring the first digital mortgage deed to fruition

Matt Long

Affordable housing isn’t a pipedream, it’s real

Matthew Long is senior business development manager at Newbury Building Society Affordable housing isn’t just for first-time buyers. Many of our customers will go through…

Mortgage Introducer

Five homes the mainstream banks don’t want people to buy

If you’ve ever dreamt of buying a penthouse flat in the city centre or a traditional thatched cottage in the countryside, getting a mortgage on these properties from the high street banks could be harder than you think.

Rob Barnard

Pick the right tools for your part-time clients

Part-time workers rely on more diverse sources of income than their full-time counterparts.


Just Mortgages hires operations manager

May 17, 2018

Brome has worked at the broker for 17 years, starting as a mortgage adviser before becoming a client service manager, where she was responsible for the client services team at Just Mortgages’ head office in Colchester.

David Whittaker: Buy-to-let lenders need to make EPC policies public

May 16, 2018

Speaking at today’s Financial Services Expo (FSE) Manchester, Whittaker suggested there would be major issues for advisers and those clients who hold properties which do not meet the new requirement of Grade E or above.

The Mortgage Works unveils large portfolio arm

May 16, 2018

To reflect the additional work facing brokers TMW is offering an additional 0.10% procuration fee on top of the standard fee in the range.  This will also apply to its piloted limited company products.

Paul Hunt

Want a new website? Read on….

The internet, what would we do without it?

Paul Hunt

Will you be a mouse mat?

The mortgage intermediary sector has boomed in recent years with increased regulation leading to a more complex advice process fuelling its growth. However, change is afoot..

Bob Hunt

Not all later life customers are in the same boat

To suggest that all those in later life are in the same boat would be clearly wrong.