FEATURED NEWS

Get involved with the Rewire Routines protection campaign

May 23, 2018

Join PMS and Sesame in helping to reduce the protection gap

Foundation Home Loans launches large loans product for buy-to-let

July 20, 2018

The product offers a 5-year fixed rate starting at 2.99%, with an interest cover ratio (ICR) of 125% x pay rate for limited companies and 145% for individuals. 


News

Sesame Bankhall Group protection business rises 22% in first half of 2018

July 20, 2018

Sesame Bankhall Group’s combined protection annual premium income through PMS Mortgage Club and Sesame Network rose by 22% in the first six months of 2018 to £35.8m.

Using bridging for a development project is the most popular reason

July 20, 2018

Funding a development project is the most popular use for bridging finance, with one third of those taking it out for this reason in Q2, up 24% year-on-year, the latest result mtf Broker Sentiment Survey has found.

Family Building Society funds £10m rental property development

July 20, 2018

It will refurbish, extend or develop older properties, such as Victorian terraced and semi-detached houses, within easy commuting distance of the City and the West End.

Blogs

Paul Hunt

The magic of social media

Think very carefully about what you want it to achieve (brand awareness, leads etc.) and have a clear idea about your target audience.

Mortgage Introducer

Stop thinking product and start thinking solutions

Thinking outside the box’ is an all too often used cliché, but this is exactly what the mortgage industry needs to do.


Homemover numbers have fallen behind first-time buyers for first time since 1995

July 20, 2018

The number of people moving home has dipped and now accounts for only around half of the housing market – first-time homemover numbers have fallen behind first-time buyers since 1995.

Equity release customers release record £971m in Q2

July 20, 2018

The equity release market moved closer to £1bn of activity in a single quarter as homeowners aged 55 plus unlocked a record £971m from their homes in Q2 2018, the Equity Release Council has found.

buy-to-let News

Foundation Home Loans launches large loans product for buy-to-let

July 20, 2018

The product offers a 5-year fixed rate starting at 2.99%, with an interest cover ratio (ICR) of 125% x pay rate for limited companies and 145% for individuals. 

Family Building Society funds £10m rental property development

July 20, 2018

It will refurbish, extend or develop older properties, such as Victorian terraced and semi-detached houses, within easy commuting distance of the City and the West End.

Mortgage Introducer

We need to find solutions for first-time buyers

The trials and tribulations of today’s potential first-time buyers are widely known and, even with significant amounts of government support in terms of Help to Buy and the stamp duty ‘cut’ for those purchasing under £300,000, there are still significant obstacles to overcome.

Paul Hunt

Working around the World Cup

I am writing this latest blog whilst watching Uruguay vs France and to be honest, the last few weeks has meant my work schedule (and personal life mostly too) has been set around important matches.

Mortgage Introducer

Why digital mortgages are now the best way to secure finance

There are many obvious reasons and benefits as to why many people are now taking this digital route.

Jeff Knight

Memories and fine margins

If Eric Dier’s spot kick had been a few more inches closer to Ospina, then we may not have had quite the excitement as we did once that penalty shootout finished. At this stage, anything can happen. There are fine margins between success and failure, just like business I guess.


Alan Cleary: We’ve gone under the radar

July 19, 2018

Precise lent £2.4bn in 2017, up from £2bn in 2016, making it the UK’s biggest specialist lender.

Thistle Finance sees 30% rise in number of landlords switching to limited company structures

July 19, 2018

The average portfolio size being incorporated also decreased by around 40% during Q2, suggesting smaller-scale landlords are also now realising the increased tax benefits of owning their properties through a limited company. 

The Tipton & Coseley Building Society launches mortgages for second homes and holiday lets with AirBnB

July 18, 2018

The building society has also introduced additional flexibility on overall income, by taking into consideration holiday let income where there’s a proven track record. The product is available on purchase and remortgage.

Jonathan Sealey

20% of brokers don’t understand the bridging process

Communication really does appear to be key.

Mortgage Introducer

Bankruptcy and the beautiful game

The World Cup is upon us again. By the time you read this, the office sweepstake will be underway, the wall charts will be half-filled in, and England will be well on the way to lifting the Jules Rimet trophy (probably).

Nicola Firth

‘Show your working’

At some future date the FCA may well ask to see evidence of your recommendation.