FEATURED NEWS

Sheffield-based broker RPF passes £100m in loans

January 23, 2019

Leicester-based Cambridge & Counties Bank and RPF have had a long and successful relationship, with the broker working closely with the bank since it was launched in 2012.

Landlord confidence in the economy drops to historic lows

January 23, 2019

More than half (55%) of landlords said they their level of profitability has been affected since changes to the buy-to-let market were announced in 2015. 


News

Newbury launches RIO mortgage

January 23, 2019

Newbury Building Society has launched its first retirement interest-only (RIO) mortgage, a 5-year discount at 3.45% with a 50% LTV. 

Yellow Stone Finance launches referral service

January 23, 2019

Launched in December 2018 by Miranda Khadr, Yellow Stone Finance provides specialist and independent advice for clients on development finance, investment property, bridging finance, commercial mortgages, mezzanine finance, asset finance, invoice discounting and trade finance.

TSB launches £300 cashback

January 23, 2019

This applies to the Bank’s two, three, five and 10-year fixed remortgage ranges for residential customers applying via intermediaries.

BFS sponsor ‘Dragons Den’ style programme

January 23, 2019

BFS are sole sponsors of the programme and will provide funding to would-be developers who have survived and thrived in front of a panel of seasoned property experts.

Blogs

Mortgage Introducer

What buy-to-let landlords can expect in 2019

As 2019 gets underway, and economic conditions continue to be uncertain, it is important for buy-to-let investors to be on top of the market and its changes.

Mortgage Introducer

Refurbishment loans: the three key factors for clients to consider

Despite the pressures on house prices and wider market uncertainty, refurbishment provides plenty of opportunities for investors.


Homeowners to borrow more for home improvements this year

January 23, 2019

Shoppers visiting Experian were considering home loans with an average value of £13,524 in December, up from £10,918 in June 2017, a rise of nearly a quarter (24%).

West One makes raft of hires to sales team

January 23, 2019

The lender has hired Kevin Glover to provide support to brokers and property finance professionals specialising in bridging and development finance in the North of England and has appointed Sharon Clarke & Pauline Rylands as relationship managers for its second charge sales team.

MetLife partners with iPipeline

January 23, 2019

MultiProtect will be available with selected distributors who utilise iPipeline’s protection sourcing solution, SolutionBuilder, which delivers a client-centric research, quote and apply solution.

buy-to-let News

Sheffield-based broker RPF passes £100m in loans

January 23, 2019

Leicester-based Cambridge & Counties Bank and RPF have had a long and successful relationship, with the broker working closely with the bank since it was launched in 2012.

Landlord confidence in the economy drops to historic lows

January 23, 2019

More than half (55%) of landlords said they their level of profitability has been affected since changes to the buy-to-let market were announced in 2015. 

Alice Watson

Celebrating innovation in home finance market can dispel customer misunderstandings

To ensure the continuing success of the sector we should start by celebrating the variety of home finance products on offer today.

Paul Hunt

My #tenyearschallenge

Paul Hunt is a marketing consultant I am sure you have seen by now thousands of posts showing now and then pictures as part of…

Bob Hunt

Let’s not blow Fleet and Secure Trust Bank out of proportion

While Secure Trust Bank’s may not return to lending anytime soon, I’m led to believe that Fleet Mortgages is currently finalising a new funding line with a new product range to be launched before the end of the month.

Michael Lloyd

2019 to be the year more lenders trial Open Banking

There’s been a lot of discussion around Open Banking in the past year from all of the major banks, with lending being a focus point. As we look forward in 2019, we’ll see the continued progression of digitising the mortgage industry, particularly harnessing the latest technological advances from Open Banking.


1,000 brokers sign up to L&G’s SmartCriteria in a week

January 22, 2019

SmartrCriteria offers advisers 394,000 criteria outcomes from more than 95 lenders across the residential, buy-to-let and new build sector, to enable them to arrive at the best possible outcome for their clients as quickly as possible.

More landlords choosing 5-year fixes

January 22, 2019

In total, 97% of landlords now choose a fixed rate. The popularity of 5-year fixed rates is likely linked to less stringent tests and the promise of a greater degree of stability in the current, uncertain economic climate.

TFC partners with buy-to-let lender Zephyr Homeloans

January 22, 2019

Recently launched by leading financial services administration firm Computershare, Zephyr Homeloans considers applications for purchase or remortgage, from individuals and limited companies on single properties, HMOs, multi-unit freehold blocks, new builds and flats above commercial premises.

Paul Hunt

A bird in the hand

Now is the time to start thinking about retention before you lose your clients for good and are unable to fill the hopper with new ones.

Mark Davies

Stormy weather

The collapse of Amicus and retirement of Fleet and Secure Trust Bank from new business lending underline how fragile the mortgage industry is.

Mortgage Introducer

Where to buy an overseas property in 2019

Once a decision has been reached over Brexit, I expect the overseas property market to have a more dramatic spurt.