Accord Mortgages has reduced rates within its residential mortgage range by up to 0.50% on selected products.
From 8 September, the range will offer more competitive choice to those looking for higher loan-to-value (LTV) mortgages, purchasing new-build houses or remortgaging.
For new-build houses, a 2-year fixed rate of 3.20% (was 3.70%) is available at 90% LTV and a 5-year fixed rate of 3.40% (was 3.76%) is available at 90% LTV.
Both include a £495 fee, £250 cashback and free standard valuation.
For remortgages, a 2-year fixed rate has been reduced to 2.97% (was 3.38%), and a 5-year fixed rate is now 3.16% (was 3.46%).
Both 95% LTV remortgages come with a £495 fee, £250 cashback, free standard valuation and free remortgage legal services.
A fee-free rate of 3.22% (was 3.69%) is also available.
Longer-term fixes up to 5-years have also been reduced by up to 0.10% on selected products at 75%, 80% and 85% LTV, while the same term is now available at 90% LTV at a fee-free rate of 2.96% (was 3.14%).
Jemma Anderson, mortgage manager at Accord Mortgages, said: “We continually look at ways to improve our mortgage range to ensure we’re giving brokers and their clients competitive choice and are confident these changes will benefit those with smaller deposits.
“The 95% remortgage options will also be welcome for clients hoping to raise additional capital for home improvements, as well as those with less equity.”