Aegon has applied adjustments to its critical illness plan for the first time in almost four years.
The adjustments include several wording changes to add clarity regarding the cover of certain conditions and selected criteria changes.
Highlights include the degree of deafness being reduced and the maximum age for children’s cover being extended to include the 22nd birthday.
Alan Lakey from CI Expert, said: “Aegon has been trading on price and service rather than involving itself in the conditions race.
“These adjustments will have minimal impact on comprehensiveness but adds clarity and is another step on the road to consolidating conditions that exhibit substantial overlap with other conditions.
“It has been almost four years since Aegon last applied adjustments to its critical illness plan and during this period its competitors have executed regular upgrades which has pushed Aegon down the league tables in terms of comprehensive cover.
“These adjustments – a mix of improvements, consolidations and condition removals – have limited impact to the quality index but are nonetheless welcome as it removes extraneous conditions which simplifies matters.”