Together, these three factors can continue to drive market growth and provide customers with what they want.
For many this reluctance to treat their property as a source of wealth is all that is holding them back from making the most of the pension changes.
To ensure the continuing success of the sector we should start by celebrating the variety of home finance products on offer today.
Dealing with mortgages is an increasing factor in how people plan for their retirement.
What’s required now is further proactivity on the part of regulators to create the necessary space for provider innovation and customer accessibility.