Bob Hunt

Bob Hunt is chief executive of Paradigm Mortgage Services

What we can perhaps all agree to do is continue working together – we are all connected in this.

If Bailey was hoping to skip over to Threadneedle Street with a roaring endorsement from MPs then he is likely to be seriously disappointed by the reaction he has got.

When asked about these general threats, not once have I ever thought one of the major threats was to consumers from their advisers.

The start of a new decade

While there have certainly been challenges over the past few years, the intermediary community and market has appeared to grow stronger and stronger.

The importance of advice

A significant number of potential and existing borrowers still walk into their bank branch, or phone them up and don’t visit a mortgage adviser at all.

Helping mortgage prisoners

I can’t be the only one to think that there still exists the potential for a wider solution.

Combatting mortgage fraud

While we might like to have a sector, which was 100% fraud-combative, that is perhaps unlikely but we should aspire to get as near as possible to it.

Introducing a mandatory energy rating level for all dwellings across the country would go a long way.

So, while our political heads might well have been turned by all things Brexit or President Trump’s visit to the UK, the seeds have perhaps begun to be sown which might deliver a further revolution to our housing and mortgage market.

I recently listened to a very good podcast put out by Andrew Montlake of Coreco and featuring three mortgage journalists – one of whom is the Publishing Editor of this very publication.