Grant Bather

Under inspection

Ever since the Financial Services Authority (FSA) began regulating the mortgage market many of the rulings imposed on the sector have been force-fed to the…

Learning from overseas

It is a common assumption that arranging mortgages on overseas property is a difficult and lengthy process. In fact, this need not be the case…

A careful balancing act

With the demise of 125 per cent and 100 per cent mortgages, first-time buyers are increasingly left with no viable option when it comes to…

To SVR or to not SVR?

He doesn’t want to be tied in to a new deal for too long and would like stability in his monthly payments. The property’s estimated…

Designed to improve banks’ responsibility towards customers experiencing financial difficulties, the guidelines have been implemented to quell the growing issues of debt, arrears and repossession.…

As a result, the building society stated that the average house price in the UK reached £179,110. Fionnuala Earley, chief economist at Nationwide, said: “House…

CML refutes fraud claims

The Association of Chief Police Officers (ACPO) paper, entitled ‘Safe As Houses? Organised Fraud In The UK’, claimed that its studies had suggested evidence of…

Consolidation is the key

Secured loans have undergone somewhat of a renaissance over recent years. With many unable to move up the property ladder, an increasing number of borrowers…

Navigating the maze

Auction rooms may once have been the domain of professional property developers and landlords, but increasing numbers of ordinary residential buyers who have spotted the…

Dealing in efficiency

If there is one thing worse than having to complain, it is falling into the sea of confusion, complacency and inefficiency that some firms call…