Gemma Harle

Gemma Harle is managing director at TenetLime

While mortgage advice has a fantastic future it’s important for advisers to roll with the times.

Networks are better placed to introduce new blood into the industry, larger DAs earn respect for their technical efficiencies and smaller DAs are renowned for the personal touch they bring to the table

Communication breakdown

In this ever-accelerating world of digital communication is the mortgage process stuck in the past?

Is it time for a common approach on credit checks?

There is no dispute over the fact that lenders need to keep their books balanced, but surely this can be better achieved through realistic affordability parameters and clearly-defined lending criteria?

Some lenders are placing too great an emphasis on their own internal measures such as conversion rates and the time taken to send in outstanding documentation

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