Jake Carter

Jake Carter is News Editor of Mortgage Introducer, Bridging Introducer and Specialist Finance Introducer

Philip Howell, chief executive of The Openwork Partnership, said: “The unique shareholding structure of The Openwork Partnership sets it apart in the financial advice sector and the enhancements we are now introducing to our equity ownership model will reinforce that advantage.”


Landlords are making an effort to improve the energy efficiency of their property ahead of new regulation coming into force in 2025.

Monument is the first neo-bank to be launched in the UK specifically to meet the demands of mass affluent clients who are seeking a bank to help them save and grow their wealth.

Mark Hutchings, managing director of Berkeley Alexander, said: “I’m delighted to welcome James and Bradley to the team – two experienced broking and customer service advisers.”

The F4B Network plans to assemble a lending panel consisting of mainstream, buy-to-let, specialist and short-term finance lenders, plus an array of protection and GI providers.

The news means that IMLA has a combined total of 58 full and associate members, spanning a range of banks, building societies, non-bank lenders and mortgage service providers.

changing property needs

The change affects the rates used to calculate affordability by taking a market-based approach. This will allow customers to responsibly borrow more funds than they previously would have been able to.

cut rates rate

Hodge cuts holiday-let rates

This latest rate drop comes after the intermediary only lender also reduced the rates on its 50+ and RIO mortgage products by 0.30% and 0.20% respectively.

The partnership between the two tech companies will see the fintech fund up to £500m of Landbay’s prime residential buy-to-let mortgages, providing Atom with access to the £280bn buy-to-let market.


The Q3 research undertaken by BVA BDRC, also shows that despite self-employed landlords being hardest hit by the pandemic, only 1% expect to lose their business as a result of COVID-19.