
I recently set up a new business bank account, all through an app, where I scanned my driver’s licence with my phone for proof of ID. No paperwork or anything. Wonderful experience.

Even the late Ian Dury might have struggled to pen a 2020 version of his classic song, “Reasons to be cheerful, part 3”, amidst all the upheaval that COVID-19 has inflicted on us this year.

while we might see an uncertain short-term, the reality is that looking at a wider timeframe, property investment remains a sound choice

I can’t help seeing the similarities between defensive midfielders of the 1990’s, early 2000’s and valuers.

Specifically looking at the buy-to-let market in 2019, gross mortgage lending was actually slightly down on 2018.

Yet the times they are a changing and more and more clients are falling into these categories, although don’t panic, we’re not seeing a pre-credit crunch market return.

Our view is that there could be a greater cause for positivity in our sector than some might imagine.