John Phillips

John Phillips Just Mortgages

If a business was changing its management that frequently you’d be selling your shares.

John Phillips Just Mortgages

In a fairly subdued housing market, first-time buyers are bucking the trend. The number of new first-time buyer mortgages reached a 12-year high last year, with 370,000 first-time buyer mortgages completed in 2018.

We need the government to think about whether it does actually want to build more homes, or just wants to say it will, just because it makes a good sound bite, and helps win votes.

It is clear that equity release is here to stay, which means all mortgage brokers should have it within their proposition.

John Phillips Just Mortgages

Yes, the market is tough, but that doesn’t mean there aren’t opportunities.

John Phillips Just Mortgages

John Philips, operations director, Just Mortgages and Spicerhaart Extension of Help to Buy scheme until 2023 is great news, but where are the incentives to…

John Phillips Just Mortgages

More and more brokers are looking to go self-employed following increasing pressure from corporate employers.

Quite understandably, the FCA believes that – like in many other sectors –technology will start to take on the roles of people within the mortgage market and brokers will gradually become redundant.

Even those who do sell up, it is more than likely another landlord will take on the property anyway.

John Phillips Just Mortgages

What the negative reporting may well do is slow down the more cautious of the population from making a move when they want to.