John Phillips

We need the government to think about whether it does actually want to build more homes, or just wants to say it will, just because it makes a good sound bite, and helps win votes.

It is clear that equity release is here to stay, which means all mortgage brokers should have it within their proposition.

Yes, the market is tough, but that doesn’t mean there aren’t opportunities.

John Philips, operations director, Just Mortgages and Spicerhaart Extension of Help to Buy scheme until 2023 is great news, but where are the incentives to…

More and more brokers are looking to go self-employed following increasing pressure from corporate employers.

Quite understandably, the FCA believes that – like in many other sectors –technology will start to take on the roles of people within the mortgage market and brokers will gradually become redundant.

Even those who do sell up, it is more than likely another landlord will take on the property anyway.

What the negative reporting may well do is slow down the more cautious of the population from making a move when they want to.

A pride in protection

In the US, people are proud if they have a high amount insured as it means they are looking after themselves and their families and are not a burden on the state.

To say that the leasehold reform is overdue is an understatement.