What better time find a new deal?
There are 4.6 million self-employed people in the UK, so why are one in eight struggling to obtain mortgages?
The underlying fundamentals suggest that buyer motivation and applicant enquiries will remain strong.
We may well see the number of remortgages rise.
A significant proportion of homeowners have no choice but to move out after divorce or separation and, if banks can find a feasible way to stop this from happening, it would certainly make sense.
Shouldn’t we be encouraging people to save?
It is likely that over the coming months the stamp duty changes will take some of the heat out of the buy-to-let investor market.