And so the end of another year approaches, as ever surprising many of us in the process. But as we edge closer to the finish line tape of 2018, you sense next year could deliver no end of curveballs at best. And a black swan at worst.
The report should help agents win instructions and give vendors exclusive property data insights.
A year of many highs and lows.
Lifetime lenders have the biggest room for improvement, with valuations, underwriting and ease of application being the three main issues.
In the majority of cases, requiring a guarantor is due to the prospective tenant failing an affordability test.
This is a great time for intermediaries to conduct client catch-ups and planning appointments in preparation for 2019, looking at income, life, family or home cover.
The system helps intermediaries meet PRA underwriting standards for landlords with large-scale property portfolios by allowing them to easily import landlord data easily from multiple spreadsheets.
Members of Legal & General Mortgage Club will now be able to access a range of Central Trust’s second charge offerings.
The quote process ensures add-ons are only applied to customer policies where suitable and is in addition to its recently updated online quote pack, providing brokers with IDD compliance support.
Are the days of ‘hidden surprises’ truly behind us? For the sake and credibility of our industry, I sincerely hope so!