Helping secure a mortgage deposit through this method is seen by many as the ultimate ‘financial’ gift.
Smith retired from Legal & General Mortgage Club last year after 24 years.
They are a fixed rate holiday let mortgage at 3.69% with an £899 fee and a fixed rate limited company deal at 3.69% with a £1,899 fee.
However the report added that the continued absence of first-time buyers from the housing market will continue to support growth of the private rented sector in the long run.
Becky Odams has joined the as a case manager, having been in the financial services industry for 11 years, having started her career in estate agency before moving onto to a financial services firm in 2012.
The products come with free standard valuation, fees assisted legal services and a £2,499 fee.
Mike Georgeson is chief executive of RentalStep, which has created a digital rental history, including property, employment and reference information, which can be shared with landlords and letting agents.
The Post Office Family Link and the Post Office Retirement Link products are both now available to Openwork advisers.
Everyone involved in the house-buying process needs to be extra vigilant.
More than a third (34%) don’t know where their partners money is if they passed away. Other cities where couples are guarded included Norwich (30%), Nottingham (29%) and Southampton (28%).