Peter Izard

Peter Izard is business development manager at Investec Private Bank

In the case of salaried partners, typically their guaranteed annual income is subsidised by performance0related bonuses, which again can be complex for the high street.

The cost of converting money from one currency to another is not an issue that’s suddenly going to go away

The balance of power

Perhaps there is a case for injecting more diversity into the market

Support for self-builders

Self-build may be a specialist niche but it’s an important one that is likely to increase in popularity