Richard Groom

Richard Groom is head of mortgage sales at the Tipton & Coseley Building Society

Stamp Duty

In response to Covid-19, the UK Government have introduced many incentives to support personal and business finance, keep people in work, and keep the economy going.

The pandemic will not dampen demand for later life lending and the market is set to grow, in line with an ageing population.

It is not all about a race to the bottom in terms of rates.