Sebastian Murphy and Rory Joseph

Essentially for some lenders at present – large, mainstream operators in a number of cases – self-employed borrowers are not welcome.


With just days to go until the announcement, to say that a lot of water has flown under the bridge would be a gross understatement.

The date? 31 January 2020. The time? Late afternoon. The reasoning? As the saying goes, ‘A good day to bury bad news’.

There is also a strong argument to suggest that the predictions made by the Bank of England, and others, have actually already happened.

Some networks won’t allow firms to move into equity release.