Barclays has cut residential mortgages at 95% loan-to-value – as its 2-year fix now stands at 2.95% with no fee following a 0.07% rate cut.
To 95% LTV there’s also a 2-year fix at 3.47% with £1,000 cashback, a 5-year fix at 3.39% with no fee and a 5-year fix at 3.65% with £1,000 cashback.
The lender has also cut buy-to-let rates. For purchase or remortgage 2-year fixes have been reduced to 2.30% to 60% LTV, while 3-year fixes now stand at 2.37%, both with no product fee.
Barclays has also cut rates on its existing customer reward range. There is a 2-year fix at 2.29% and a 3-year fix at 3.36%, both to 65% LTV with no product fee.