Cambridge Building Society has reduced 2 and 5-year products to 95% loan-to-value aimed at first and second-time buyers.
Following cuts of 0.25% a 2-year discounted rate with no early repayment charges has been reduced to 2.99%, while a 5-year fix now stands at 3.69%. There is also a 2-year fix at 2.99%.
Products come with a £199 booking fee and a free standard valuation.
Dan Barker, product manager at The Cambridge, said: “As well as competitive rates, our focus is always to provide customers with the products and services they need to have a home.”
“Whether it is their first, second or third property, we understand that it can be particularly challenging to be able to afford to move home in today’s housing market.
“We hope through these low deposit, competitive fixed rate products home buyers can find a solution with The Cambridge.”