Category: Blog – Buy to let

Since July, the UK has been witnessing a mini boom, with transaction volumes rising as buyers have sought to take advantage of the stamp duty cut.

It’s no secret that the capacity of the mortgage market is under considerable strain at the moment.

Paul Brett landbay

Demand for flexible accommodation is on the rise in the UK and with HMOs no longer seen as simply a residence for students, they can be a sound investment, delivering higher yields.

It’s useful to look back at how the market has changed, what it’s learned and how it can put those lessons into practice in the future.

Craig McKinlay Kensington Mortgages

Buy-to-let: saint or sinner?

You only need to type ‘buy-to-let’ and see that one of the first news articles online is questioning whether the market is ‘dead.’

It’s becoming crucial for letting agents to have a back-up plan when it comes to payments and banking.

Paresh Raja is chief executive of Market Financial Solutions.

Buy-to-let lenders prefer the security of a tenant on an assured shorthold tenancy

Even those who do sell up, it is more than likely another landlord will take on the property anyway.

If they don’t make the changes they face being unable to let them out under new tenancies, without an appropriate exemption.