Category: Blog – Opinion

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While it is welcome news that the Chancellor has committed to addressing the deposit barrier via the 95% mortgage guarantee scheme, the scheme can only do so much for first-time-buyers.

I am not saying that a lot of my articles start because of something that happened on Twitter but let’s just say there is clearly a pattern developing.

We’ve got a severe fetish for period property here in the UK, and there’s no hiding it.

Foundation Home Loans recently spoke to Julian Sampson, partner and head of lending at TWM Solicitors, to get his views on the impact of the stamp duty holiday.

There are few things that surprise me in financial services, but the recent news from the FSCS that it is likely to issue an industry-wide levy of over £1bn for the 2021/22 year was undoubtedly a head-scratcher moment.

While some lenders have been forced to hold back this year and cut down their lending due to funding concerns, we have had the opposite problem at LendInvest.

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In this business it’s hard not to continually question whether what you are providing to your customers is actually important to them.

John Dobson SmartSearch

Over the last few years automation has impacted virtually every industry sector.

Essentially for some lenders at present – large, mainstream operators in a number of cases – self-employed borrowers are not welcome.

Between local lockdowns, ongoing overseas travel restrictions and the fact that COVID-cases are on the rise once more, the outlook for a holiday abroad seems even further out of reach.