In past reflections I’ve talked about well-being and how we can better manage that collectively. But part of dealing with collective well-being is to recognise that it is often a very individual issue.
When email marketing tools first allowed marketers to insert a customer’s first name, it was like magic. That was a long time ago. And the magic has gone.
Ultimately, the vast majority of second-charge borrowers fall into one of two categories: those looking to carry out home improvements, and those looking to consolidate existing debts.
The often-vaunted love affair Britons have with investing in bricks and mortar affects not only the decision-making of major developers and lenders, but also the long-term financial planning of consumers across the country.
Many in the industry will have paused for breath following the end of June and the end of the initial stage of the stamp duty holiday.
When looking to appoint an expert – be it a plumber, gardener or professional advisor – we tend to ask friends and family for suggestions.
Mortgage brokers come in all shapes and sizes from advising on standard residential loans to a variety of specialisms.
We can look at RIO sales and say they’ve been a little disappointing and we might therefore conclude that the product has been a failure, but I’d rather take a more positive view.
When located in the right place at an optimal time of year, a short-term let can earn four or five times the amount a standard BTL property on an AST can make in a month.