There is a lot of misunderstanding in the later life lending market.
People with CCJs are largely underserved by lenders.
More needs to be done to make the moving process smoother for landlords and tenants.
For right to buy to be a good strategy there needs to be a replacement of social housing stock.
In the case of salaried partners, typically their guaranteed annual income is subsidised by performance0related bonuses, which again can be complex for the high street.
Holiday lets are not for everyone, but for the right investor, the maths can be quite compelling.
With product transfer opportunities on the increase, client retention may need a fresh approach.
In some cases ‘mom and pop’ type investors are not sophisticated enough to analyse the risks.
Lenders unfortunately cannot just look at reducing prices or relaxing lending criteria.
The overwhelming consensus for the use of free legals is that they lead to delays.