With the tax holiday now over, a new coronavirus variant causing concern, and the challenge of climate change becoming ever greater, there is plenty that should be on the industry’s agenda for the next 12 months.
Over the past few months, I have been able to get back on the road again visiting brokers and lenders, which has been fantastic.
One of the few good things to come out of the pandemic has been the resurgence of the UK’s domestic tourism industry.
As inflationary pressures continue to mount on the UK economy, there is an increasing likelihood that the Bank of England will soon raise the Bank Base Rate from its historic low of 0.1%.
The next consultative stage of the FCA’s ‘Consumer Duty‘ proposals have just been released, which are effectively a more formalised version two of what was published in May this year.
I’m not sure if you’re a fan of The Beatles, but I can tell you there are some jaw-dropping moments in the Get Back documentary, which focuses on their recording sessions of January 1969.
The mortgage market has remained resilient during yet another year of uncertainty. Not only have we seen rising living costs, further house price growth, but also looming interest rate rises, all of which have had huge ramifications for borrowers, but for lenders too.
Last month, via Mortgage Introducer, we instigated something of a call to action in terms of what we can all do to lower our carbon emissions, to get to a point of carbon neutrality for every case we write.