Category: Residential Mortgages

The BoE’s Monetary Policy Committee (MPC) voted seven to two in favour of keeping the rate where it stood.

As well as this, first-time buyers are at their lowest proportion of mortgage searches since June 2020 and searches for mortgages products in the 95% loan-to-value (LTV) range have also dropped, falling to half the volume they were at the time the guarantee scheme was introduced.

seaside holiday let coastal

During September, the most common queries from brokers included holiday lets, buy-to-let products for first-time buyers and landlords with minimum income, adverse credit and self-employed.

A third of these properties have been added since the start of September.


On Thursday, the bank will reveal whether it will increase the base rate amid pressure from inflation or maintain the existing 0.1% rate for at least one more month.

Working with Sesame Bankhall Valuation Services (SBVS), the intermediary-only lender will now assess new build sites against a scorecard which considers a number of builder and site characteristics to inform risk profiles for individual sites.

halifax hpi

Overall prices are up by more than £30,000 since the pandemic first struck whilst experts predict interest rate rises could start from this month.

More than half (53%) would back tax incentives to give money to children, on the condition it is used for major purchases, such a deposit for a first home.

laptop mortgage search

In-Search ads can be used by customers to promote their brand or services of their choice, such as conveyancing or mortgage solutions.

Jonny Moulton, chief executive of Haysto, said: “Working with Mike from inception, through stealth mode and launch has meant he’s played a leading role in creating the Haysto brand from the ground up.”