Category: Residential Mortgages


The ASA told Habito to ensure that its ads did not exaggerate the likelihood of future significant interest rate rises.

hometrack climate change risk

Virgin Money will benefit from Hometrack’s Climate Change Risk analysis, provided in partnership with Ambiental and Terrafirma.

energy green epic

The government aims for lenders to target an average EPC rating of C across their mortgage books by 2030.


Aaron Strutt at Trinity Financial said: “Many borrowers are not aware that lenders offer more generous income multiples, particularly to higher earners.”

mps remediation

This is part of a £3.9bn plan to provide 90,000 pumps to reduce carbon emissions from heating buildings.

Rex proptech lenders platform

The platform enables brokers to carry out multiple decisions in principle (DIPs) or full mortgage applications, and share documentation with partner lenders.

scottish house prices

Average Scottish house prices continued to rise in August, reaching £211,029, according to Walker Fraser Steele.

Pure Property Finance analysed HM Land Registry data and looked at the number of convents in each region compared to the population, to estimate the percentage of buildings in the region that have a restrictive covenant attached to them.


Danny Belton, head of lender relationships, Legal & General Mortgage Club, said: “Amidst expectations of an increase to the UK’s base rate, there will be added pressure on advisers to source competitively priced product options for their clients.”

Tanya Toumadj mortgage broker tools MBT

This increase was primarily driven by improved options for first-time buyers with the maximum loan size available such a buyer standing at £276,060 in September, up from £230,555 in January.