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Category: Second Charge

In addition to changes to its second charge range, the lender now only requires a minimum mortgage history of 12 months reduced from 24 months.

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Second charge mortgage new business volumes dropped by 28% in November, according to the Finance & Leasing Association (FLA).

Equifinance, the specialist second charge lender, has appointed Philip George as non-executive director.

Loans Warehouse has appointed former Prestige Finance director of operations Nick Rember.

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The second charge mortgage market saw new business levels decrease by 43% in October.

As part of the rebrand the lender will now open its proposition to the whole market, including networks and clubs.

This new range is designed to facilitate family assisted purchases through a second charge mortgage.

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United Trust Bank has increased its maximum LTV to 80% on residential mortgages and second charge loans.

The pandemic has become a consistent topic in the housing market, as people brace to live with COVID-19 long-term.

This call to action follows figures from Moneyfacts which revealed the total number of available mortgage products had dropped 2,259 in October.