Chelsea offers 2.19pc 5-year fix
The society has also reduced its fixed rate 75% LTV products, as its 2-year fix stands at 1.44%, its 3-year fix costs 2.09% and its 5-year fix stands at 2.64%, all with a £1,545 fee.
Jemma Anderson, mortgage product manager at Yorkshire Building Society, said: “Our priority is ensuring our customers are getting the most competitive rates we’re able to offer and helping more people to buy their own homes.
“We have some really good rates on offer at the moment and we would encourage anyone who’s looking for a mortgage, whether they are first-time buyers, moving home or just looking for a more competitive rate, to visit our website, pop into one of our branches or give us a call.”
Its 85% LTV products include a 2-year fix at 2.24%, a 3-year fix at 2.89% and a 5-year fix at 3.24%, while to 95% LTV its 2-year fix stands at 4.29% and its 5-year fix costs 4.89%, all with a £1,545 fee.
Chelsea also offers mortgages exclusively for first-time buyers, as its 85% LTV 2-year offset fix costs 3.09% and its 90% LTV 2-year offset stands at 3.94%. Both products come with a £345 fee and 1% cashback on completion.