The European Mortgage Federation has published its Quarterly Review of European Mortgage Markets for the last quarter (Q4) of 2015.
Produced in cooperation with the Federation’s national experts, the Quarterly Review presents the latest short-term developments in mortgage and housing markets across the EU.
The publication provides expert analytical commentary together with data tables and charts on mortgage interest rates; total residential lending outstanding; gross and net residential mortgage lending and nominal house price indices.
Luca Bertalot, EMF-ECBC secretary general, said: “2015 has ended positively with an improving economic environment, leading to an overall recovery of gross lending figures. House prices show a general increase throughout the continent and especially in the major cities, but with slightly different nuances in the different countries. Finally, historically low interest rates reflect the expansionary monetary policies of the European Central Bank (ECB) and other central banks.