The range of products includes a standard mortgage payment protection insurance (MPPI), an enhanced MPPI and income protection insurance.
Each product offers the full range of cover options including accident, sickness and unemployment (ASU), accident and sickness (AS) and involuntary unemployment (IU) only cover. MPPI cover can be sold alongside a new mortgage or on a stand-alone basis. All three products can include three months free cover.
FirstAssist is also providing Home & Protect with a ‘Premium Flex’ facility giving advisers the flexibility to cater for clients on different budgets by allowing them to forgo some of their commission to reduce the cost of cover.
David Ford, managing director, Home & Protect added: “With the prospects in the employment market still highly uncertain, there has never been a better time for advisers to talk to their clients about mortgage and income protection.”