Furness Building Society has altered its holiday let criteria so borrowers can use it themselves for up to 90 days per year.
The society said the change will make it to stand out from the crowd.
Euan Ballantyne, head of products, said: “Furness is an established mortgage provider of holiday let mortgages and we think that changing our criteria will appeal to a wide range of brokers who are looking to place this type of business within England, Wales and Scotland.
“We think it makes sense that if you own a holiday let property you’re more than likely to want to use it for your own holidays so we’ve removed this restriction from our criteria.
“We’ve got a range of products up to 75% LTV and coupled with our approach to an affordability based calculation when assessing cases we think we’ve got an attractive proposition.”
Furness’ holiday let products are available on an interest-only or repayment basis while applicants have to own their own homes.
As it stands an initial rate of 2.80% for two years is available followed by a variable rate of 5.29%.