HSBC UK is refreshing its mortgage range by reducing a number of fixed rates.
The lender’s 95% loan-to-value 3 and 5-year fixed rates have been cut by 0.30% to 3.44% and 3.59% respectively, both with no fee.
Meanwhile HSBC’s 95% LTV 2-year fix has been cut by 0.15% to 3.34% with no fee.
Tracie Pearce, HSBC’s head of mortgages in the UK, said: “We are committed to offering good value to customers with large or smaller deposits.
“Fixing a mortgage can give homeowners peace of mind and clarity and certainty of their monthly payment.
“With the reductions across our range of mortgages home-buying and remortgaging with us has just become more affordable, particularly for first-time buyers.”
HSBC has also reduced its 3-year fix to 80% LTV by 0.15% to 1.99% with a £999 fee.
And the lender’s 60% LTV 5-year fixes have been reduced by 0.05% to 1.89% with a £999 fee and to 2.09% with no fee.