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HSBC launches 1.99pc 5-year fix

Sarah Davidson

April 20, 2015

At the same time the lender has unveiled a 1.24% 2-year fix to 60% LTV with a £1,499 fee.

Tracie Pearce, head of mortgages at HSBC, said: “We are committed to helping customers take their first step onto, or move up, the property ladder.

“With mortgage rates lower than they’ve ever been before, we’re proud to introduce the lowest ever 5-year fixed rate.”

HSBC is also offering £1,000 cashback through its homebuyer special range and 95% LTV Help to Buy range, while advance and premium customers can get £1,500 cashback.

On the homebuyer special rate range the lender offers 3-year fixes at 2.99% to 80% LTV, 3.89% to 85% LTV and 3.29% and 3.89% to 90% LTV. On the Help to Buy range the lender is offering 95% LTV mortgages including a 4.39% 2-year fix, a 4.59% 3-year fix and a 4.89% 5-year fix, all with a £199 fee.


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