The savings rates now range between 4.55 and 4.65 per cent and its current account is 3.7 per cent.
Jim Spowart, chief executive of Intelligent Finance said: “These changes ensure that each of our products continue to be competitive across the market. By choosing to offset a current account or savings against a mortgage, personal loan or credit card, customers can benefit from 0 per cent interest on all or part of their borrowings, in return receiving no interest on the equivalent amount in their savings and/or current account.””