John Charcol has partnered with IPSE (the Association of Independent Professionals and the Self-Employed) to provide its members expert advice and support when obtaining a mortgage.
This service offered through John Charcol’s London Office will enable IPSE’s 74,000 members to access the brokers city-based team who have particular knowledge and expertise of helping interims, contractors and independent professionals with their mortgage needs.
Luke Somerset, chief commercial officer at John Charcol, said: “We are delighted to be partnering with IPSE to assist their independent professional and self-employed members. John Charcol has a rich history of supporting borrowers with complex mortgage requirements.
“Whilst lending policy for contractors has improved considerably over the past decade, many independents with complex income arrangements or multiple end clients remain relatively underserved by mortgage providers in many regards and can often find it more difficult to obtain lending.
“Our London based team are ideally positioned to support and advise on mortgage options for IPSE members even if high street lenders have turned them down.”
Chris Bryce, chief executive of IPSE, added: “IPSE is delighted to be partnering with John Charcol to provide our members with an excellent deal when looking for a mortgage.
“Freelancers and the self-employed can often struggle with getting a mortgage, so the service John Charcol is offering will be a vital aid to our members.”
The Office for National Statistics found that the self-employed made up 15.1% of the UK labour force in 2017 – a total of 4.8 million people. Furthermore, the number of women opting for self-employment is constantly rising. Between 2000-2017 the number of self-employed women in the UK increased by 77%.