Kevin Carr is chief executive of Protection Review and managing director of Carr Consulting & Communications
With mental health underwriting becoming...
Bob Young is chief executive officer at Fleet Mortgages
In our market there can be a tendency to put the cart before the horse, especially when it comes to analysing and...
Alan Cleary is group managing director at Precise Mortgages
I always tend to take stories which contain statistics with a big pinch of salt. I’ve been around long enough to know...
Jeff Knight is director of marketing at Foundation Home Loans
We’re all acutely aware of the uncertainty that exists within political circles and the UK economy.
This means that buy-to-let lenders are...
Chris Maggs is senior commercial manager at Accord Buy To Let
After what feels like many months of negative press on the buy-to-let market, the most recent lending figures from UK...
Michael Nicholls is relationship director at LIBF
The FCA Consultation on mortgage advice and selling standards (CP19/17) has just closed, after May’s report highlighting some key aspects of the current mortgage market.
Among its pages, the FCA’s...
Robin Johnson is managing director of Kinleigh Folkard & Hayward Professional Services
In a property market that presents as many opportunities and challenges as the current one, I am constantly being...
Paul Adams is sales director at Pepper Money
The mortgage market is awash with high level data about the number of CCJs and defaults that are helping to drive the growth...
Anita Arch is head of mortgage sales at Saffron Building Society
Over the past five years, the UK news has focussed on the number of people coming here to live from...
Stuart Miller is customer director at Newcastle Building Society
I recently read a blog by Capital Economics’ group chief economist, Neil Shearing, arguing that globalisation has ‘peaked’.
He argued that ‘there is...
Craig Calder is director of intermediaries at Barclays Mortgages
In last month’s piece I focused on how important good quality professional advice is, in terms of offering access to the right...
Robert Sinclair is chief executive of the Association of Mortgage Intermediaries
After a process as long as Brexit, the FCA has finally coughed up its new affordability rules to deal with...
Robert Sinclair is chief executive of the Association of Mortgage Intermediaries
Remember, remember the 9th of December. This is, or was depending on when you read this, the magic date when...
Robert Sinclair is chief executive of the Association of Mortgage Intermediaries
The market appears stable, with forecasts suggesting that transactions will reach 1.2 million in 2019, in line with the long-term...
Ying Tan is chief executive of Dynamo
We’re all at the coalface of the advice process and used to seeking answers to some difficult questions – whether these are from clients,...
Mike Allison is head of protection at Paradigm Mortgage Services
There has been much discussion recently about access to insurance for people with mental health difficulties and there is still a...
Andy Philo is director strategic partnerships and employee distribution at Vitality
There’s a long-running debate about whether it should be compulsory for people to buy protection when taking out a mortgage....
Steve Ellis is head of risk and protection at Premier Choice Group
The difficulties young people are facing getting on the housing market ladder are well documented.
The disparity between earnings...
Claire Barker is managing director of Equilaw
At the National Later Life Adviser Conference in June, former FCA mortgage policy manager, Lynda Blackwell questioned the residential approach that the regulator had...
Alice Watson is head of marketing and communications at Canada Life Home Finance
Whether it’s relationships, a job offer or selecting the right home finance product, expert and trusted advice helps...
Geoff Hall is chairman of Berkeley Alexander
It is important to keep jewellery valuations on GI policies up to date. Diamond prices in particular saw spikes between 2005 and 2010 and...
Rob Evans is CEO of Paymentshield
How do you choose the right GI partner to work with Traditionally, the key considerations have been risk footprint, breadth of cover, the number and quality...
Paul Thompson founder and CEO of Cavere Intermediary
I’ll admit I was sceptical when the first subscription insurance product launched last year. If I’m honest I struggled to see how it...
Paul Adams is sales director at Pepper Money
How much do we know and understand about the changing trends and demographics of your potential clients and why is this important to...
Charlotte Harrison is product manager at iPipeline
I was recently shown an advert online for a homemade canoe. The description read: ‘I built this canoe in 2009 using marine ply, tape...
Bob Young is chief executive officer of Fleet Mortgages
The political situation is moving so quickly that it seems slightly pointless to speculate on the policies and measures that have been...
Jane Simpson is managing director at TBMC
At TBMC, we have seen a significant rise in the number of limited company buy-to-let applications being submitted.
Since the beginning of 2019, over 25%...
Kevin Webb is managing director of Legal & General Surveying Services
It is more than two years since the tragedy at Grenfell, and still there is a huge amount of confusion...
Stuart Miller is customer director at Newcastle Building Society
Earlier this month we welcomed John Truswell as our new head of intermediary mortgages.
John has more than 30 years’ experience in...
Kevin Paterson
As a British Gas customer and keen technology enthusiast, I have been an enthusiastic adopter of the Hive smart home platform created by Centrica, the parent company of British...
David Gilman is partner in charge, Blacks Connect
It is customary when judging the relative merits or deficiencies of modern conveyancing practices, or of evaluating standards of service within the industry,...
Mark Snape is managing director of Broker Conveyancing
Over a decade on from the Credit Crunch, it’s clear to see that we are a long way down the road from that...
Steve Goodall is chief executive at ULS Technology
According to UK Finance, last year the advanced security systems and innovations in which the finance industry invests to protect customers stopped more...
Simon Taylor is chief commercial officer at Saffron Building Society
Saffron Building Society celebrates its 170th birthday this year.
At the start of the year, our chief executive Colin Field talked...
Michael Nicholls is relationship director at LIBF
The recent Financial Conduct Authority (FCA) Consultation on mortgage advice and selling standards appeared to roll back on its own 2014 regulations.
One of...
John Phillips is national operations director at Just Mortgages and Spicerhaart
The latest UK Finance Mortgage Trends Report revealed that, after propping up the market for some time, remortgaging fell for...
Jeff Knight is director of marketing of Foundation Home Loans
In order to look forward, it’s also prudent to sometimes look back.
Understanding how the buy-to-let sector has been reshaped and...
Robin Johnson is managing director of Kinleigh Folkard & Hayward Professional Services
All businesses know that establishing strong, long relationships with their clients is good for the bottom line.
It doesn’t matter...
Craig Calder is director of intermediaries at Barclays Mortgages
We talk a lot in the industry about how the mortgage market has evolved though tech advances, product innovation and criteria enhancements...
Alan Cleary is managing director of Precise Mortgages
It doesn’t surprise me to read that, for the first time, more than half of lenders are now offering limited company buy-to-let...
Chris Maggs is senior commercial manager at Accord Buy To Let
After what feels like many months of negative press on the buy-to-let market, the most recent lending figures from UK...