Multiples dominate buy-to-let

Indeed, the lender's research showed that one in every five landlords holds three properties in their portfolio.

This data is seen to reinforce the demand for multiple income based buy-to-let products, with landlords' net worth now growing at the same pace as the market itself.

TMB also predicts that personal income based criteria will attract a greater focus in 2008 as borrowers look to facilitate multiple buy-to-let purchases.

David Murphy, sales and marketing director at TMB, said: “Being able to offer a product based on income rather than the traditional rental projection method provides an ideal solution for those buy-to-let properties that don't fit the traditional rental calculations.

"Packagers should certainly have buy-to-let firmly on their radar this year in order to maximise all opportunities."